Jubilant January's NSD Challenge!

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  • cathybird
    cathybird Posts: 13,513 Forumite
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    SpekySquarehead wrote: »
    Another NSD yesterday. Now on 11.

    I wont be spending today either, as I'm leaving for Scotland straight after work and have already packed my snacks!!


    Well done Speky :):T:T and have a fine time in Scotland :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,513 Forumite
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    It's 19/15 for me today. :)
    In April I am taking a break from buying: Books
  • beanielou
    beanielou Posts: 90,634 Ambassador
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    Not sure about today yet.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Optimistic_Saver
    Optimistic_Saver Posts: 144 Forumite
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    Today will be 16/20 for me. :)
    June NSDs: 2/15
  • doingitanyway
    doingitanyway Posts: 8,864 Forumite
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    9/20 for me today please Cathybird :)
    I'm clearly way behind...

    So, I realise I can only do a high number of NSDs by planning out my meals, my work days, my travel, my snacks, my coffee (flask) I want to do this as it is good for my frugality, my nutrition and my sense of calm!

    This month has been chaotic so my NSDs are low.

    Next month will be organised so my NSDs will be higher.

    A learning curve for sure :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • cathybird
    cathybird Posts: 13,513 Forumite
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    edited 24 January 2020 at 2:13PM
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    Well done Optimistic Saver and doingitanyway :) :T:T:j
    Doingitanyway, it's true that about needing to be organised and I do think the challenge is trickier than it seems! You set a high target to begin with and that makes it harder. I think you're doing really well though - after all 9 NSD so far is 9 better than none - and next month I'm sure you'll do even better :) :j:j:A
    In April I am taking a break from buying: Books
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
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    NSD 18/20for me today
    working an extra shift tonight too
    this month is my first trial of spending only what my budget will be when i retire
    baring in mind if includes fuel for the car in the budget fuel will be significantly less when i do hang up my full time pinny as a round trip is 100miles :shocked: I dont include fuel in my NSDs as it an essential at the moment
    everyone is doing so well keep up the great job
    JD
  • cathybird
    cathybird Posts: 13,513 Forumite
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    Well done jammy dodger! :T:T:A That's interesting what you say about your retirement budget - my own retirement is hopefully not too far away and I have also been crunching numbers, trying to work out what I can afford.
    In April I am taking a break from buying: Books
  • beanielou
    beanielou Posts: 90,634 Ambassador
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    Not one today as had my hair cut & may have bought mini eggs!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy_Monday
    Happy_Monday Posts: 288 Forumite
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    Evening all, and happy Friday! Day 13 NSD for me.
    Have a great weekend everyone xxx
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