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Jubilant January's NSD Challenge!

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Comments

  • Sounds amazing!

    Not trying to encourage anyone :DTrushTush and doingitanyway but McDonalds is currently doing free or discounted deals every day for the next few weeks....if you use the app to order.
    Just sayin' :rotfl:
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Hello, please can I join?

    I'm going for 31 days of non budgeted spend this month.

    I have a weekly budget for food, fuel and pets and put anything left over into an envelope for a treat such as the cheapy morning cinema viewings.

    I want to stick to this all year. So that means no impulsive/unplanned spending. I have set myself a personal challenge of not buying any clothes for myself all year and only buying necessary clothes and shoes for the kids for which I am planning to save £10 a week for.
    Pay your debts off by Xmas 22 #TBC - £0/15k
    Pay your debts off by Xmas 21 #103 - £15,891/15k
  • Muggle1000 wrote: »
    Hello, please can I join?

    I'm going for 31 days of non budgeted spend this month.

    I have a weekly budget for food, fuel and pets and put anything left over into an envelope for a treat such as the cheapy morning cinema viewings.

    I want to stick to this all year. So that means no impulsive/unplanned spending. I have set myself a personal challenge of not buying any clothes for myself all year and only buying necessary clothes and shoes for the kids for which I am planning to save £10 a week for.

    Wow, that's amazing (and very inspiring), Muggle1000 - good luck. :)
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh dear, so much for a NSD today.......nipped to Home Bargains and B and M bargains and the money just seemed to fly out of my purse.......what is it about these two shops........

    Definite plans for a NS week next week, I’ve got a dental appt tomorrow but I’m not counting that as it’s a necessity and planned in.

    Hope everyone is having a lovely weekend xx


    Hey Happy Monday, spendy days happen! As long as you're happy that you spent thoughtfully, I guess that's the main thing? :)
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    half way to my goal10/20 today :)

    beanielou wrote: »
    9 yesterday & 10 today.


    Brilliant stuff jammy dodger and beanielou :) :T:T:T:T:A:A
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed a NSD Saturday but due to a horribly early start this morning (3am....) I treated myself to a cheeky little pick me up breakfast so 6 so far for me!
    NSD today making 4/11 so far for this month :).


    Well done Saver.The.Taste and Honeysucklelou2 :) :T:T:j:)
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Muggle1000 wrote: »
    Hello, please can I join?

    I'm going for 31 days of non budgeted spend this month.

    I have a weekly budget for food, fuel and pets and put anything left over into an envelope for a treat such as the cheapy morning cinema viewings.

    I want to stick to this all year. So that means no impulsive/unplanned spending. I have set myself a personal challenge of not buying any clothes for myself all year and only buying necessary clothes and shoes for the kids for which I am planning to save £10 a week for.


    Welcome Muggle1000 :) :wave: That's ambitious!:A Should I take it that you're up to 12 days so far? ...
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No spends for me today so 9/15 :)
  • CJRyder
    CJRyder Posts: 238 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Photogenic
    NSD 6/16 on Friday, but yesterday was a bit of a spendy day. Weekend bus pass, Dad group, paying for veg box and then a lovely afternoon. Introduced DD to one of her godparents-to-be, along with a mini pub crawl with the group before taking her home. Today was an LSD with some ramekins being purchased for the purpose of weaning meal planning. £2 spent. I should be back with a slew of NSDs during the week.
    Mortgage free by 33 - (21/07/22 - 32 years and a bit...)

    Most DIY problems can be solved by a combination of spanner, pliers, screwdriver, Allan key and a blade. (Hold it, twist it, cut it!) Very occasionally industrial language, a hammer and an adhesive may need to be added to the mix. (Curse it, hit it, patch it!)
  • 7/15
    (Not counting having to pay for our youngest’s swimming lessons today as although we pay by cheque, I count it like I do Direct Debits and other bills as I can’t chose when to pay it)
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
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