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Court Judgment but no CCJ

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  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Or you just pay it in full now? You have had 6 months already.

    Just a thought......since you are taking full responsibility.
  • fatbelly
    fatbelly Posts: 22,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Why it is not appearing.
    6 months in and it does not appear on any of the 4 main credit reference agencies such as Experian or Equifax.

    It's most likely something to do with the address. Was the claim issued at one property but you are searching your credit history at a different one?
    I spoke to the court on Friday and they said even after 6 months or so i can still submit an N245 form to vary the order; i.e. request instalments. That in itself is a little odd since one is supposed to do so within 14 days of judgement. Bearing in mind that the district court handed over the judgment jurisdiction to the High Court; I still do not fully understand why that happened

    You can apply to vary a court order at any time. There's a right to redetermination within 14 days of judgement. These are two different things.

    The clamant paid extra for High Court Enforcement of the County Court Judgement. Provided the judgement is for at least £600 and not Consumer Credit Act they are allowed to do that.
  • Thanks for all the advice and opinions. All very helpful.
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