Keep calm and carry on....

astrocytic_kitten

Congratulations, that’s fantastic news!

South_coast

Thank you 😀😀😀!

Cornish_mum

Congratulations SC!!!!🎉

South_coast

Thank you CM 😀😀😀

South_coast

Right, we're almost at the end of the month and there is a whisper that we might go out for dinner tomorrow night, so I'd better post the monthly goals round-up before I undo all my hard work 🤣

South_coast said:

Money....
* Save up £4k to transfer into the LISA at the start of the new tax year - This will earn me the maximum bonus of £1k for The Future and the overall "money needed" figure - Achieved 🧚‍♀️
* Once I have the £4k ready, pile all money into the mortgage - Simples! *ahem* Achieved 🧚‍♀️
* No clothes purchases, except for work clothes, underwear and tights - I don't have loads of clothes, but I definitely have enough and they're all in decent enough condition. The exceptions are to a) make sure I look professional and b) ensure public decency, so are sensible enough omissions! - Nothing bought in May
* 1% of monthly salary to be donated to local homeless charity - Rolled over from 2020, as not yet a habit - Yep, done

2021, the year of health....
* Buy a 12-month prescription pre-payment certificate - I have been guilty of not using my inhalers at the prescribed dose to save on prescription charges in the past, so this feels sensible and grown-up. It will also save me money overall - Done
* Act promptly on health concerns - No more ignoring back/chest pain for two weeks and telling myself it's down to sleeping on a lumpy mattress (although this did at least prompt me to buy a loooovely mattress topper 🤣!) - I've had a phone consultation with the GP, plus my second jab 😀 I was complimented (twice) on my forethought in wearing a sleeveless top. Frankly, I was more impressed with my forethought in having shaved my armpits 🤣🤣🤣
* Continue to minimise alcohol consumption - No explanation needed here, I think! - Right, so as you know, I had a bottle of 7% fizz to celebrate becoming MF. Other than that, I've had....one Cuba Libre....and that's it 👍! I haven't missed wine AT ALL, which is amazing (and very surprising). I did give some serious consideration to not buying the fizz, but as MF was something I'd been working towards for a long time I did still want to mark it "properly". The only thing I do really keep fancying is a Baileys (and apparently a Cuba Libre 🤣)
* Avoid all processed sugar - I'm not going to refuse birthday cake if someone has taken the time to bake it, but I'm not going to go looking for it either. The same goes for biscuits, chocolate etc - I had a couple of handfuls of popcorn when I was at BF's a few weeks ago and hungry - then quickly stopped sharpish when I checked the bag and saw it was 60% sugar 😱 Pretty sure that's been it for this month
* Take steps to minimise processed food - A bit tricky as I'm veggie (I do eat fish, but not at home - mostly to make it easier for other people catering for me), so I can't just base meals round a piece of meat, but some of the meat-alternative products don't feel very natural so I'm trying to cut those out as much as possible. Just need to make sure I leave myself something to eat! - A couple of bits at BF's (and my weekly pizzas of course, but I'm not giving them up!)
* Exercise outdoors once a week and indoors once a week - I know this will sound really lame to you fit lot, but I have to start somewhere and also try and keep it achievable - I'm still behind, but I'm off out for a walk in a minute (left it until later yesterday and the seafront was heaving!)

Pretty happy with that lot, let's make it an A- for May 😀

newgirly

Wow SC you have done it! 🥳 I’m so pleased for you 😁 

Now you have drunk the fizz and had a couple of days to let it sink in, what’s next do you have any plans? 

South_coast

Thank you NG 😀😀😀 Plenty of plans I'm afraid - far more plans than money 😮! First job is to get the deposit together for my next car and insuring it, then topping up my LISA again next spring, then a bit for a holiday next year and buying presents, then on to the main job of saving up to actually make the flat habitable! This last one will make BF very happy, as he's been moaning about it for soooo long! Wonder what he'll find to moan about then 🤔🤣?

Jessy103

Congratulations SC!!! I'm so happy for you! 🍾❤😃

killerpeaty

So excited for you SC! Well done!

What do you need to do with your flat? 

South_coast

Thank you Jessy 😀😀😀