We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1243244246248249319

Comments

  • kaycastle
    kaycastle Posts: 421 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    It is getting so so close!! Well done on your free overpayment!!
    Skipping is very very difficult - I have a skipping rope which I try to sometimes use....well I last used it like 2 years ago....but I do remember lasting about 15 seconds before I was sweating a lot
    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • South_coast
    South_coast Posts: 6,156 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks CM, sorry to hear your work is mental though 🙁 I'm extremely fortunate at the moment that mine is pretty good - just long hours and a long drive away (which is completely against the traditional FIRE advice 🙄)!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • WSC
    WSC Posts: 40 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    I am exactly the same as you both, so again yes sorry to hear this but it brings me comfort it’s not just me! I generally try to do the same - survive in week & then enjoy my weekends but today I need to log on as I have work to do by Monday morning etc. I generally work one weekend day every 6 weeks to just try and keep up. I must read about FIRE then too 
    June 2020
    Debt (Credit Cards + Loan + Student Loan) £13,000
     Savings £10,000
    August  2021
    Debt £0 
    Savings £25k
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Was this a recent post of Martin’s about surveys?
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,156 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    It was on the MSE Newsflash bit at the top of the page a couple of days ago:
    https://www.moneysavingexpert.com/family/make-money-surveys/
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,156 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Possibly the oddest question yet....


    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Chiglepig
    Chiglepig Posts: 615 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    ??????????????????????????????????
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.