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advice or help??

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debtdummy
debtdummy Posts: 134 Forumite
in Debt-free wannabe
Is there such a thing as councilling or helpline to meeting u can go too,
for example u are alcoholic they have fone numbers and meetings, us debt free people dont have anything, we just get depressed ...
has anyone seen or know a group?????
:rotfl: Dont frown because you dont know who is falling in love with your smile!!!!;)
Official DFW Nerd Club member580!! -
Lightbulb august 2006[/CENTER
«13

Comments

  • meyore
    meyore Posts: 2,721 Forumite
    Thats a good question-I haven't heard of one. Only here!
    :heartpuls :love: :heartpuls
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I've got a feeling this is it.....
  • meyore
    meyore Posts: 2,721 Forumite
    Well it'll do for me! :rotfl:
    :heartpuls :love: :heartpuls
  • squirrel_pigeon
    squirrel_pigeon Posts: 427 Forumite
    Having been a lurker for quite a while now - I would say that all the help and support you need is here :)
    All comments made and advice given are my own opinions and do not represent the views or advice of any debt advice organisation.

    Current balance: approx £17500 including Tax Credit Overpayment :cry:

    Estimated DFD: never - deficit budget. Cheers HMRC! :mad:

    Another year over and we're still together. It's not always easy, but I'm here forever
  • debtdummy
    debtdummy Posts: 134 Forumite
    ive just hit a big low point, im due to go in for operation on lady area on 6th dec!!!! and had so much time off work im struggleing to pay my debt free direct iva payment, my car is due tax and mot and i am sooooooo skint for xmas, when it rains in my life it pours!!!!
    someone help!!!!
    :rotfl: Dont frown because you dont know who is falling in love with your smile!!!!;)
    Official DFW Nerd Club member580!! -
    Lightbulb august 2006[/CENTER
  • squirrel_pigeon
    squirrel_pigeon Posts: 427 Forumite
    If you are struggling to make your IVA payment PLEASE speak to your IP. They can't help you if you don't talk to them.
    All comments made and advice given are my own opinions and do not represent the views or advice of any debt advice organisation.

    Current balance: approx £17500 including Tax Credit Overpayment :cry:

    Estimated DFD: never - deficit budget. Cheers HMRC! :mad:

    Another year over and we're still together. It's not always easy, but I'm here forever
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    debtdummy wrote: »
    ive just hit a big low point, im due to go in for operation on lady area on 6th dec!!!! and had so much time off work im struggleing to pay my debt free direct iva payment, my car is due tax and mot and i am sooooooo skint for xmas, when it rains in my life it pours!!!!
    someone help!!!!

    Go and see your gp and tell them how bad you feel. Even if you don't want to take anti-depressants yet, should things get worse, you and your gp will be prepared.

    What do you still need to get for Christmas? Tell us and we may be able to help. My nephew is skint, but he has offered to babysit for us one evening, at a grand cost to both parties of nothing. I couldn't believe my luck. I'd have paid him, lol.
  • bringmeshoes
    bringmeshoes Posts: 2,792 Forumite
    Hi
    i can't offer you much in the way of financial advice but i too have recently had an operation in my 'lady area' so i can probably understand some of that. i didn't receive any kind of counselling in regards to that so if you want any support of even just a shoulder to cry on over it then feel free to pm me
    The only thing worse than being talked about is not being talked about - Oscar Wilde:beer:
    Big sister to Hayley11 and Before Hollywood and adopted daughter of Vikingero
  • debtdummy
    debtdummy Posts: 134 Forumite
    i have faxed my letter to debt free direct and my adsent report from work to them and all latest wage slips so willl see wat they suggest
    :rotfl: Dont frown because you dont know who is falling in love with your smile!!!!;)
    Official DFW Nerd Club member580!! -
    Lightbulb august 2006[/CENTER
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hugs to you hon - remember we are all here - there have been quite a few people who have had op in the lady area :D and will be happy to help with any questions etc.

    What do you need to get for Christmas? We are all full of great ideas!

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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