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2020++ - smiling and waving and looking so fine

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Comments

  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 April 2022 at 6:39PM
    not all is going well on the Ambassador front - some mild technical problems means the status is "read the forums", "be helpful" but no formal "ferrero rocher" titles.  Never mind!

    Good weekend, after a slightly frustrating end of week - night out on Friday - lazy day on Saturday and clearing up and gardening today including a lovely visit from our DD1 who had a day off as her BF was busy with something or other!!

    Just watching the telly now and looking forward to a slightly shorter week and less busy as I prepare to head North to see OH dad.

    falling well behind on steps, but will see if I can catch up by end of the month
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hopefully the ferrero will arrive soon Ambassador.... We will still bow and curtsey as is your right....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    too kind, completely unnecessary but very flattering.

    Watching Grayson Perry - my OH Loves him, and me too a little
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So finished work yesterday, spent today helping OH reorganise the kitchen and doing some IT admin.  Heading up to see my FIL tomorrow for Easter + a couple of days so will be a bit quiet but not entirely absent.  Some conversations to be had about how its all going to work now things are easing up a little virus-wise as he is beginning to feel his bones. 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have an enjoyable time away and that the weather is kind.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks SH - hope you have a nice break and get some chill time
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am off for a day round trip to see family on Easter Sunday with DD. Other than that I will mainly relax
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • FootyFanDan
    FootyFanDan Posts: 1,762 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    mark55man said:
    lovely sunny morning so going for a walk to get my steps up and then do some shopping and have a trip to our nearby bigger town for some multicultural festival - which sounds like a perfect way to enjoy even more steps 

    another busy week at work, its just relentless at this time of the year - more travel than usual - its all covered by work, but it used to be that there was something left over from the cost of the petrol to cover wear and tear but now its barely covering the fuel  (I don't have a gas guzzler and I am driving typically economically, but also I don't get 45p  mile).  I know I am lucky not to have along commute which I have to fund as that would be a killer at the moment
    I have only recently got myself into the claiming fuel cost back from work, I always figured more hassle than worth but that was before I got told it was £0.50 per mile so on my travel to sites and business training it is worth it. I am currently covering a manager at another site from my usual one so I have been told I can claim every mile for the duration of travel there for my work day which based on how quick (not so much) my work employ new staff will be about 3 months!
  • Have a lovely Easter :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
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