PayPal credit

hmc
hmc Posts: 2,483 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
Hello hope this is the right place for advice . Never used PayPal credit before and just bought off dyson and the 0% I signed up for went straight to PayPal credit now I’m being told by others it has terrible reviews and I shouldn’t use it ? That extra I terst will be taken etc . dyson wouldn’t use a bad company surely ?
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Comments

  • stehouk
    stehouk Posts: 413 Forumite
    Sixth Anniversary 100 Posts
    Iv'e done the same thing, pay it off within 4 months and it is interest free, what is not to like about that ?
    iv'e not seen any reviews.
  • hmc
    hmc Posts: 2,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    This is over a year interest free reviews in trust pilot say they take interest or they keep taking payment when paid it gets like one star review
  • There is a 14 day cooling off period if you are unsure about using PayPal credit.
    You may withdraw from your PayPal Credit account by calling us within 14 days of entering into the Credit Agreement.
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • hmc
    hmc Posts: 2,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That’s good to know Thankyou I did think about refusing the parcel tomorrow but I want to try it out first . I’m going to ring dyson tomorrow and have a chat I wish I hadn’t done it now but I thought it was a big company and would be ok
  • hmc wrote: »
    That’s good to know Thankyou I did think about refusing the parcel tomorrow but I want to try it out first . I’m going to ring dyson tomorrow and have a chat I wish I hadn’t done it now but I thought it was a big company and would be ok
    You would have to call PayPal Credit UK if you do want to cancel the credit agreement. Their phone number is 0800 368 7155
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • hmc
    hmc Posts: 2,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So if I returned the item and bought elsewhere , is it down to dyson to stop the credit
  • If you returned the product to Dyson then I believe there would be a refund to your PayPal line of credit. I think you would still have to phone PayPal to cancel your credit agreement.
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Why would you ever believe reviews on trustpilot? They're incredibly skewed for everything
  • IvanDP
    IvanDP Posts: 231 Forumite
    100 Posts Second Anniversary
    Don't believe the reviews.
    I purchased 2 Samsung phones direct from Samsung via Paypal Credit (almost £1200)
    And a galaxy S6 tablet (£600+)
    Both have been no problems.

    Just don't use it for anything else, and you will pay the advertised repayments with no interest added at all.
  • hmc
    hmc Posts: 2,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Now you have said that about trust pilot I looked at some reviews for other things and they are all bad lol
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