E: 31/01 (+6) Win £80,000 and Your Mortgage or Rent & Bills paid for 2 Years with GMB / ITV

Painkiller

We've got a fantastic prize that could take all the stress out of next year and it starts with a massive cash prize of £80,000! We'll also pay your mortgage or rent for two years plus you don’t have to worry about paying your bills because we’ll be paying them for you.

Post your NAME and NUMBER to:

BK52,
PO Box 7558,
Derby,
DE1 0NQ

or

Text WIN or WINNER to 65557

or

Call 09068 78 5557

or

Premium charged online entry here - requires Paypal, Apple Pay or Direct to Mobile Billing.


Rules
Prize Draw closes for entries via PRTS, SMS and online at 2.00 p.m. on Friday 31 January 2020.

Prize Draw closes for entries via post at 4.00 p.m. on Thursday 6 February 2020.

Entry Limits
15 Paid PRTS entries per phone number
15 Paid SMS entries per phone number
30 Paid Online entries via Paypal, Apple Pay or Direct to Mobile Billing per phone number
Unlimited Postal entries

If ITV have reason to believe that an individual entrant to their competitions or prize draws has made 30 or more entries using different phone numbers from any one entry platform then the Promoter will treat this as an attempt to unfairly influence the competition or prize draw and all entries submitted by that entrant will be discounted.

The winner must be a UK resident aged 18 years or over at the time of entering the competition, and may be required to confirm proof of age and eligibility.

Each call costs £2, plus your network access charge.

Text entries costs £2 plus one standard network rate message. If you do not want to receive SMS marketing texts about similar products and services, please add NO INFO at the end of your SMS text entry.

A single online entry costs £2 plus any standard network rate message where applicable. Paid and free entry bundles may be offered from time to time as stated on the website.

In the case of multiple entries received in an envelope or postcard, only one entry will be entered into the Prize Draw. Sufficient postage must be paid – any entries without sufficient postage will be discounted.
n delivery.

Payment of the winner’s mortgage or rent for two (2) years
There is one prize consisting of payment of the winner’s mortgage or rent on their main UK, Channel Islands or Isle of Man residence for a period of two (2) years up to the maximum value of £24,000 (twenty-four thousand pounds) (“the mortgage payments and/or rent payments”), subject to the following terms and conditions.

The winner must have an existing mortgage in accordance with a valid written mortgage agreement in respect of their main residence located in the UK, Channel Islands or Isle of Manor be paying rent in accordance with a valid written tenancy agreement in respect of a property located in the UK, Channel Islands or Isle of Man and have made all payments due at the time of entering the Competition. The Promoter will not pay any mortgage arrears or unpaid rent existing at the time of entering into the Competition.

Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of entering the Competition, and will include the following elements:

a) capital repayments; and/or
b) interest charges on the mortgage; and/or
c) payments of premiums due in respect of an endowment or similar insurance policy directly
linked to the mortgage; and/or
d) the monthly rent payment as specified in the winner’s tenancy agreement. Where payments are weekly, the Promoter will make the appropriate re-calculation.

The Promoter shall require documentary evidence of any existing mortgage or rent payments paid by the winner for the three (3) months prior to the date of winner confirmation e.g. mortgage statements, bank statements, rent books, etc (“Required Evidence”). In the event that the winner: (i) provides the Required Evidence but these are not clearly identifiable from a mortgage agreement or tenancy agreement; or (ii) has moved between a mortgage and rental payments within the three (3) months prior to the winner confirmation date, then the Promoter shall decide in its sole discretion the amount to be paid to the winner based on any other evidence of mortgage or rent payments which can be given by the winner. In the event that the winner: (i) is unable to provide the Promoter with the Required Evidence to the Promoter’s satisfaction; or (ii) has a mortgage or lease expiring less than two (2) years from the date of winner confirmation, the Promoter may decide in its sole discretion to award a sum of up to £24,000 (twenty-four thousand pounds) to the winner.

Where the winner has a joint mortgage and/or rent, the Promoter will pay an amount calculated upon the full amount of the monthly payment due, and not just the winner’s share. In the event that the winner’s monthly payments increase at any time, the Promoter shall have no obligation to make any additional payments to cover any such increase.

In the event that the winner disagrees with the Promoter’s decision as to the amount to be paid by the Promoter the dispute shall be referred (at the Promoter’s cost) to an independent financial advisor, to be appointed by the Promoter, who shall decide upon the dispute and whose decision shall be final and binding upon the Promoter and the winner.

For the avoidance of doubt, the prize excludes any associated costs and expenses which may be incurred by the winner or which are related to the winner’s mortgage or rent. The mortgage payments and/or rent payments will be paid by cheque made out in the name of the winner only. Failure to provide an address for delivery may result in forfeiture of the mortgage payments and/or rent payments. Other restrictions may apply.

The cheque will be made payable in the name of the winner only and delivered to the winner’s home address by courier within 28 days of the winner providing the Required Evidence. A signature will be required upon delivery.

Payment of the winner’s domestic bills for two (2) years
There is one prize consisting of payment of the winner’s domestic bills relating to their main UK, Channel Islands or Isle of Man residence for a period of two (2) years up to the maximum value of £10,000 (ten thousand pounds) (“domestic bill payments”), subject to the following terms and conditions.

The winner is responsible for all domestic bill payments for the period before winner confirmation. The Promoter will not pay any arrears or unpaid domestic bill payments existing before the time of winner confirmation.

The winner must have an existing account with a council for the purposes of paying council tax and/or an electricity supplier and/or a gas supplier and/or a water supplier (“Suppliers”) in respect of their main residence in the UK, Channel Islands or Isle of Man.

Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of winner confirmation, and will include the following elements:

a) council tax payments; and/or
b) electricity payments; and/or
c) gas payments; and/or
d) water payments.

The Promoter shall require documentary evidence of any existing domestic bill payments paid by the winner for the three (3) months prior to the date of winner confirmation e.g. council tax bill, electricity bill, gas bill, water bill etc (“Domestic Bill Evidence”). In the event that the winner provides the Domestic Bill Evidence but has moved between main residence or Suppliers within the three (3) months prior to the winner confirmation date, then the Promoter shall decide in its sole discretion the amount to be paid to the winner based on any other evidence of domestic bill payments which can be given by the winner. In the event that the winner is unable to provide the Promoter with the Domestic Bill Evidence to the Promoter’s satisfaction, the Promoter may decide in its sole discretion to award a sum of up to £10,000 (ten thousand pounds) to the winner.

Where the winner has a joint council, electricity, gas or water account, the Promoter will pay an amount calculated upon the full amount of the monthly payment due, and not just the winner’s share. In the event that the winner’s monthly payments increase at any time, the Promoter shall have no obligation to make any additional payments to cover any such increase.

In the event that the winner disagrees with the Promoter’s decision as to the amount to be paid by the Promoter the dispute shall be referred (at the Promoter’s cost) to an independent financial advisor, to be appointed by the Promoter, who shall decide upon the dispute and whose decision shall be final and binding upon the Promoter and the winner. For the avoidance of doubt, the prize excludes any associated costs and expenses which may be incurred by the winner or which are related to the winner’s domestic bills. The prize includes payment of council tax, electricity, gas and water bills only and specifically excludes all other household bills including, but not limited to, TV Licence, phone and broadband bills. The domestic bill payments will be paid by cheque made out in the name of the winner only. Failure to provide an address for delivery may result in forfeiture of the domestic bill payments. Other restrictions may apply.

The cheque will be made payable in the name of the winner only and delivered to the winner’s home address by courier within 28 days of the winner providing the Domestic Bill Evidence. A signature will be required upon delivery.