📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Start Of Something...

2»

Comments

  • jjmmww1
    jjmmww1 Posts: 136 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Drop Kerb and drive done now stress free parking for us :) it also seems to have set off the neighbors as they have both had lines sprayed in as well. 

    Looks like one of them only had a disabled bay put in and the others i assume are still waiting for it to be done. Not had a chance to speak to them and ask.

    Should really updated this more often 
    Mortgage 165,065/183,000

    Credit card cleared Oct 2024
  • jjmmww1
    jjmmww1 Posts: 136 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Been a while since I've updated 

    Lounge - New flooring put down (DIY) £500 in total / New sofas finally in look nice and tidy in there

    Garden - Finally finished off our  small garden project Kids play area with play house on stand with a slide and sandpit
    Just a few bags of soil to take to the tip and patio to lay maybe at end of summer.

    On to the kitchen next for repainting and fixing all the doors on cupboards

    Overpayments still going strong at £50 but may have to stop them over winter
    Mortgage 165,065/183,000

    Credit card cleared Oct 2024
  • jjmmww1
    jjmmww1 Posts: 136 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Here we are 2 years after my last post.

    our remortgage coming up to end the 5 years we have been in our house and now getting a rate 3.94% For the next 5 years
    Mortgage 165,065/183,000

    Credit card cleared Oct 2024
  • MFWannabe
    MFWannabe Posts: 2,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That’s a pretty good rate these days 
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • beanielou
    beanielou Posts: 95,925 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great rate at the moment.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jjmmww1
    jjmmww1 Posts: 136 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Yes it was much better than what i was expecting last year when people thought a rate of 7% would be the norm  :D 

    We were at 4.35% but had an email come though to say virgin were offering 4.20 email to the broker and they said a new rate had just come available at 3.94% so pretty good for us. I think we lucked out when we got our house as the value has risen alot putting us around the 64-70% LTV ratio
    Mortgage 165,065/183,000

    Credit card cleared Oct 2024
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.