The Start Of Something...

jjmmww1

Here we go we have 182,000 to pay off 5 year fix at 2.59%. 1st week in the house the boiler went so nice expense to start us off to the sum of 2000. Have to build the emergency fund back up then hoping to pay off an extra £75 a month.


Will see how I get round to updating this :beer:

jodles16

Welcome and best of luck!!


Jodles :beer:

longway2go

Welcome. Good luck and merry Christmas.

jjmmww1

Our First month in the home and so far the only current problem is cats crapping all in the garden and nothing seems to work to deter them.


Overpayment of £40 this month and savings of £125.


Few more light expenses this month and that should be it until next month. So not a bad month to start overall

jjmmww1

Not updated or a while still managing my overpayments of £50 in this current time emergency fund has built up to a total off £800 now and nothing else has gone wrong apart from the conservatory roof leaking where the flashing is not down still need to sort this out put don't have a big enough ladder so have ordered one

jjmmww1

Still going strong with the over payments of £50 with no pay rise or bonus this year there will be no extra over payment next month. Just hoping the roof doesn't start to leak again when the weather changes again was a small drip but we shall see in a few months time.

ruby_eskimo

Well done on maintaining the OP's every little bit adds up to big savings.

LeighofMar

Every OP counts. Hope your conservatory roof stays dry. 

jjmmww1

Quick update from the last few weeks when the rain hammered down.  Conservatory roof is still leaking    but the main roof as not leaked yet so trying to work out if that one only leaks in really heavy rain with strong wind.  

Will need to get someone out to look at conservatory before the winter not sure where to start or who to call out roofer or someone else?

jjmmww1

Finally got someone out to come and sort the roofs as they all still leak  but expected

Total quote was £900 which i guess isn't to bad and hopfully also stopped the problem of some reoccurring damp in the lounge and 1 bedroom (its not to bad but keeps coming back now and then). Only our shed roof that leaks after that which can wait as its only really full of junk then can get it kitted out ready for next winter after xmas.   Boiler service in December as well should be clear sailing after that

jjmmww1

Roof sorted now so hopefully no more leaks for us.  
Finally got our drop kerb approved now so now just looking at prices for this 2 quotes so far and its looking like 4.5k for the cheapest all in drive and drop kerb done.