Universal credit and early Christmas wages

Rubyroobs

powerful_Rogue wrote: »

Can you not cut back on a few things? Saving £37.50 a week over the 8 weeks will cover the shortfall.

I strongly suspect you will be getting one of those sarcastic clapping emoticons as I did above !:rotfl:

powerful_Rogue

Rubyroobs wrote: »

I strongly suspect you will be getting one of those sarcastic clapping emoticons as I did above !:rotfl:

Probably, however in another thread the OP states she is employed full time, so on minimum wage that would be £1215 a month and with the £1100 benefits on top would be around £2315. Saving £37.50 a week over the two month period should hopefully be an option.

abbiesmom

Sadly I dont have that timeframe to recoup the difference, my direct debits go out at the start of the month and my childcare and rent alone accounts for 80% of my salary.

The savings I had was spent on fixing my car and a funeral and the MOT is up on the car next month. I've never felt so destitute and desperate before.

abbiesmom

powerful_Rogue wrote: »

Probably, however in another thread the OP states she is employed full time, so on minimum wage that would be £1215 a month and with the £1100 benefits on top would be around £2315. Saving £37.50 a week over the two month period should hopefully be an option.

I earn 26k so above minimum wage but have high childcare costs. If I didnt work I'd be in a better place financially right now as my rent would be covered and I'd have no childcare costs. This system actually really penalised you for working which I'm sure wasn't intended

jbkmum

Cancel your direct debits and move the payment dates to the end of the month? Only suggestion I have sorry!

Blatchford

abbiesmom wrote: »

I earn 26k so above minimum wage but have high childcare costs. If I didnt work I'd be in a better place financially right now as my rent would be covered and I'd have no childcare costs. This system actually really penalised you for working which I'm sure wasn't intended

You could expect the other parent of the children to pull their weight. You'd also be in better place financially if they did. Arguing that you'd be better off making the tax payers pay even more money to support you is hardly a commendable position. Where do you think the money you are claiming comes from? People who work is the answer. So there's no prizes for you saying that you work. I'm sorry that your employer had screwed up your payments and left you with fewer benefits over Christmas. But that isn't the fault of the system or the people here. You could try putting the blame where it belongs - nobody owes you a living, so don't act like they do.

abbiesmom

jbkmum wrote: »

Cancel your direct debits and move the payment dates to the end of the month? Only suggestion I have sorry!

Thanks this is a great suggestion and hope my creditors can accommodate.

abbiesmom

Blatchford wrote: »

You could expect the other parent of the children to pull their weight. You'd also be in better place financially if they did. Arguing that you'd be better off making the tax payers pay even more money to support you is hardly a commendable position. Where do you think the money you are claiming comes from? People who work is the answer. So there's no prizes for you saying that you work. I'm sorry that your employer had screwed up your payments and left you with fewer benefits over Christmas. But that isn't the fault of the system or the people here. You could try putting the blame where it belongs - nobody owes you a living, so don't act like they do.

The other parent is deceased so sadly cant pull their weight and as we were unmarried theres no bereavement support available to us.

I think what I am doing as raising my children alone whilst working full time is indeed commendable and I try to instill in them that this is the way forward but when I'm doing all this and still relying on support surely there is a flaw in the system and NOT my attitude?

Blatchford

abbiesmom wrote: »

The other parent is deceased so sadly cant pull their weight and as we were unmarried theres no bereavement support available to us.

I think what I am doing as raising my children alone whilst working full time is indeed commendable and I try to instill in them that this is the way forward but when I'm doing all this and still relying on support surely there is a flaw in the system and NOT my attitude?

I'm sorry that your partner died. Yes, I am. But no, I still don't think that working deserves a medal. It had been pointed out to you by a number of people that the employer is able to make returns that reflect real pay dates. They didn't. That is their choice. Universal credit didn't make that choice for them. Neither did the people you had a go at on here. So it's the employers system that is broken in this case. That's who you need to take it up with.

I'm sorry there's no bereavement support available. Presumably it's the systems fault that you didn't get married, or take out insurances for the possible eventuality of a parent/ partner dying. You see, sympathy doesn't go very far. I know that because my husband died before the children were grown ups. And I worked full time. But we also made sure that we planned for such impossible eventualities because we understood that we couldn't depend on benefits or other people to bail us out; and we were both union members so that when our employer screwed up they were held accountable.

I'm not having a go because your are on benefits. Personally, I don't think our benefits system serves people who need it well. But (a) in this case it isn't the system that's wrong, and (b) the benefits system was never designed to support people for ever. It was a temporary measure to help people get back on their feet in the short term, and the expectation was always that you planned for the long term. I'm sorry that you didn't understand that or plan for the long term, but that was your choice. Hindsight is a wonderful thing. But why blame everyone and everything for that choice?

Blatchford

Sorry but could I also please clarify a couple of points?

In March you posted about buying property. In that thread you spoke about your "ex" and said you didn't want him to get control - how does a dead " ex" get control? You also said that your childcare costs would reduce by HALF in September, from over £900 a month to just over £400. Did that happen? Can you explain how your dead ex is exerting control over anything?

https://forums.moneysavingexpert.com/discussion/5980275/mortgage-possible