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Giving every £ a job

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  • well done Blackcats!
  • Sun_Addict
    Sun_Addict Posts: 26,435
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    The first Christmas/birthday/etcwithout someone is always hard.

    I must be the only one who uses twice as much conditioner as shampoo. I only use a tiny bit of shampoo but need quite a bit of conditioner to tame my hair, it’s mid back length and there’s a lot of it. A bottle of shampoo lasts me for months.
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • I'm also having a first. It isn't easy but hoping it will get easier for us both.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • oh blackcats, I really feel for you.  I haven't yet lost parents, but I was closer to my nana than I've ever been to my mum and the loss of her hit me hard - like you say, it's the simple things, like breadsauce. Sending strength and love x
  • Sun_Addict
    Sun_Addict Posts: 26,435
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    The turning point is definitely when you can no longer say this time last year … It starts to get a bit easier from then but you still find yourself thinking about them every day. 

    Here’s to a good 2022 for you 🥂
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • savingholmes
    savingholmes Posts: 29,235
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    Have a soothing new year
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • doingitanyway
    doingitanyway Posts: 10,925
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
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    Like you 2022 will be my year of self care. I also like 'balance' as a word to focus on in 2022. Let the self care commence...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Blackcats
    Blackcats Posts: 4,926
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    Thank you for your kind words Rebecca and Sunaddict and Saving
    DIA - I thought the concept of a significant word to have as a focus was a good idea.  I hope you find balance and that we both manage some self care.

    I was reading on savingholmes' diary about storage preferences.  I realise that my preference for closed away storage with items out of sight enables me to shove stuff away and the house looks tidy even though it's muddled.
    so for January I'm going to tidy a drawer a day 😇.  Some are quite small and will be relatively quick, others will take longer.  I can tackle the drawers in my office while I'm off camera listening to meetings.  I've done the 2 in my bedside cabinet so far.  The aim is to reduce clutter, look tidy and also to have things in logical, accessible places.  


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