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Giving every £ a job

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  • A lot of families like to do that. It's so nice for the residents too. My grandmother passed when she was 41.  Before my mum had even met my dad. And there were so many flowers they went to the hospitals and care homes and there were still so many. 

    Yippee for colouring in a bit more!!!
  • Blackcats
    Blackcats Posts: 3,947 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    A couple of unplanned spends this weekend.  A nice breakfast in a new coffee shop this morning.  Kept me full up til tonight though.  I needed to use up some time between appointments but instead of going to browse the shops (resulting in inevitable spends) I went for a nice walk, I got back to my car at the time when light drizzle turned to real rain.  I'm genuinely surprised how little I've spent this month ... so far.  I don't think I've missed out on anything.  I was thinking about having a few ultra low spend months during the year to boost savings.    
  • Well done Blackcats! I love looking round shops! You're stronger than I!
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're doing well. Great to fill in a few more squares and be that much closer to your goals.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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