Giving every £ a job

savingholmes

Hope everything is going well 

Blackcats

Thank you all for your positive feedback on our boot sale efforts.  Motivated by the de-cluttering bug I listed a bracelet on vinted and sold that very quickly.  Not a big amount of money but hopefully the new owner will enjoy wearing it.  I've now listed some dining chairs on freecycle and I hope they will be taken soon as that will make a nice lot of space in the garage.  OH has a roof rack to sell and he's about due a gentle reminder to get on with that.  I was contemplating offering to make a cuppa while he does the listing - not very subtle but subtle doesn't work too well with him.  
we've continued with our twice weekly swimming and are still enjoying it.  After this morning's swim we came home and made Banana pancakes with fruit salad which was a lovely treat.
£250 sent to the Skipton regular saver today.  It's deliberately timed for this point in the month as I get a pension payment on 18th of the month.  It's good for me to allocate it straight away otherwise it makes me feel complacent when I look at my bank balance.

Blackcats

@PennysIntoPounds - thank you for popping by and joining in.  It's lovely to meet you.
to answer your question I'm currently throwing as much as I can into our holiday pot.  We booked an extra week away for early autumn and whilst we've paid for the holiday and we have funds for car hire so I'm now accumulating our spending money.  We are visiting family who all seem to have an aversion to opening their wallets/purses so it tends to cost us more than we anticipate.  We seem to need about €100 a day.  At the moment we'll be ok for 3 days and then we'll be on bread and water 🙃

Sun_Addict

We allow €100 a day on holiday but often come home with around €100 so find it ample. We don’t scrimp either. 

PennysIntoPounds

Thanks for the welcome @Blackcats
That sounds a good use of extra funds, though bit of a cheek of the family if I may be so bold! Is that just their frugal way/circumstances or do they see you as someone who should be treating them/earning your keep? Lovely to have a holiday to look forward to regardless. Do you have any more car boot sales booked in?

foxgloves

Great work on the car boot sale, @Blackcats. And even better that you didn't then eat into your profits by wandering around the other booters & buying more stuff to take home with you. That used to be my downfall back in the day when I used to do at least an annual car boot sale. I couldn't resist searching for treasure among everyone else's old tat & would come home with stuff to upcycle or 'do something with' or to add to various collections. I know I mentioned in a Debtisode on my old MSE diary that I once bought a huge framed brass rubbing taller than me (well that's not difficult), but it was tricky carrying that back across the field to my car by myself & yes, it turned into another impulse spend which I later regretted because it was just so BIG!
Nothing like a good clear-out though, whether it is car boot or charity shop bound. I am gearing up for a kitchen deep-clean & that is going to involve turning out all the cupboards & drawers. Best find would be a scented candle I've forgotten about (chances of that = low), worst would be mouse poo & spiders.
F x

savingholmes

Glad you are doing okay and motivate to continue spending.

Spinayarn

Well done for sorting and getting to a car boot - and not bringing anything back. 

Blackcats

Thanks @Sun_Addict - I'm glad that we are not way off track with our €100 a day.  I remember going on holiday to Italy about 20 + years ago when we really couldn't afford to but thanks to the credit card we went anyway.  No wonder we ran up such massive debts,  We scrabbled together spending money and purely from necessity divided it up into 7 days of spending money.  On day one when we bought an ice cream each for several thousand lire we were so scared that we hardly spent anything for the first few days.  By the end of the week we were splashing the cash with our usual reckless abandon.
@PennysIntoPounds - you are very astute about the expectations of the family we visit.  They run a seasonal business and despite doing so for 30 or more years never squirrel away enough to get them through the off season when they don't earn.  I don't mind buying drinks and meals but feel resentful because this is now expected of us and most of the time they buy the most expensive things on the menu a ddi t even make any attempt to pay the bill.  When the bill arrives they go outside for a cigarette!  Anyway they upside is that they live in a lovely place and we tend to only visit 2 or 3 times a year.  
@foxgloves - even I didn't ever succumb to the "charms" of a giant framed brass rubbing.  As you know I'm more of a sparkly plastic cactus kind of a girl rather than the cultural merits of a brass rubbing.
thanks @savingholmes and @Spinayarn

Blackcats

Today's lesson learned for me involves trying to spend the same money more than once.  I've certainly been very adept at this in the past and it is different to but as bad as another former skill of mine - spending the bank's money rather than my own.
anyway I was going to treat myself from my personal spends pot to some shower gel and body yoghurt from the Body Shop - because I had a 20% off voucher and their email reminded me how much I really, really wanted to buy these essential to my happiness products (sighs at my own shallow gratification).  

So I popped into my chase account to move the money from personal spends pot to current account only to find it contained £2.  Yes only £2 - what could have gone wrong?  Where was MY spending money?  Well it was actually already in the coffers of Next to pay the bill for my pre-holiday clothes buying spree.  Because the clothes had been bought in June but I hadn't had to pay for them til the start of august I had completely wiped that spend from my mind.
so the body shop spend will have to wait until the pots are topped up in September.  I wonder if I'll still "need" that body yoghurt?