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Giving every £ a job
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Glad you're feeling better! 🙌 Hope you enjoy your time off and your film festival!!🎄'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Enjoy your films. Mr LH wont have Christmas films at any price except possibly Die Hard if there is nothing else available.
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Good news you feel better and have finished work for Christmas 🥳 Enjoy the Christmas films. I’ve only watched 2 so far - Christmas with the Kranks and my absolute favourite Love Actually. If I can manage Christmas Carol (the George C Scott as Scrooge version) and National Lampoon’s Christmas Vacation, anything else will be a bonus 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Enjoy your films. We’ve managed a couple but some are too sickly sweet!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Muppets Christmas Carol is a must for Christmas. We watch it every year and this year we will be going to the cinema to see it, which we are all excited by.1
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Muppets, Grinch and Nightmare b4 Xmas...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/261 -
Lovely idea about the 10 Christmas films, @Blackcats - low or no-cost festive fun. I have sent about the same amount of cards as usual. I have so little family, I do try to keep in touch, even if it is mostly just at Christmas & I like to drop a line to old work & singing friends too. I do like e-cards/emails, etc, & use WhatsApp on a daily basis to chat to various friends & family, but nothing is as nice as a proper letter which plops through the door onto the mat, meaning I can sit & enjoy somebody's news over a coffee. I've recently joined the Handwritten Letter Appreciation Society of Great Britain. I'd hate for handwritten letters to die out......they were a big part of Mr F & I getting together, as we were long-distance in the early days of our relationship, & I've kept them all. I think my love of handwritten letters is also partly underpinned by my love of stationery & nice pens!
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
@foxgloves - love your quote in the signature. Very true.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/263 -
Thank you for your film suggestions.
MrBC chose Indiana Jones and the Raiders of the Lost Ark which whilst it's not a Christmas themed film he asserted that it was THE Christmas Day film at some point in the distant past. I conceded this as it gives me leeway to get some of my choices onto the playlist.@flipflopflo I do have Muppets Christmas Carol on the list. When it was first released my friend and I arranged a treat day with our children - lunch at Pizza Hut 😋 which was a treat for them and then to the cinema to see Muppets Christmas Carol. Well within the first 2 minutes my youngest was sobbing with fear and so I ended up sitting in the foyer with them for the entire film. So I've never actually seen it.
@foxgloves - what a lovely society to be a member of and a perfect reason to have lovely stationery and pens. I used to love the notepaper and envelope sets that I got at Christmas as a child - the ones in a little folder with a pen and the packets of pretty notelets.
after 7 days of snow on the ground and freezing temperatures the rain has come and it's marginally warmer. We did enjoy wrapping up warm (so many layers that I looked like the Michelin man) and walking around our local beauty spot and warming up with a flask of tea. So pretty to see the snowy landscape stretching for miles.
we have a day of chores planned for tomorrow. I thought I'd eaten a financial frog but sadly it's regurgitated with a demand for more information - sigh. OH has got car related tasks to complete.
found a bag of paella in the freezer so that will be tea tomorrow and we've got a bottle of sangria in the cupboard - would be rude not to!
snuggling down to watch Love Actually now!2 -
Mrs thatcher ‘ you little minx!’
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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