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Giving every £ a job

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Comments

  • Blackcats
    Blackcats Posts: 4,015 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Thank you SH, Cheery, Lady H and leftattthetrafficlights

    we are away on a week's holiday - visiting family in Spain.  The weather is gloriously warm and sunny so taking the opportunity for wearing summery clothes before they are packed away for the winter.  I think it could be classed as money saving as at least we aren't having to switch the heating on while we are on holiday.

    I was pleasantly surprised with the cost of a lunch out today - 5 main courses, 1 bottle of red, 2 glasses of white wine and 3 beers - €55.  Just for the purposes of clarity that wasn't all for me 😎


  • Sun_Addict
    Sun_Addict Posts: 24,446 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How fabulous, enjoy 😃 We often go to Lanzarote this time of year and the weather is always hot and sunny. Sets you up for winter.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Have a fab time! 😁🥳
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    Nov GC: £0/£350

    Debt Neutral Fund: £1502.99/£45000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Blackcats
    Blackcats Posts: 4,015 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Thank you @Sun_Addict and @leftatthetrafficlights.  
    We are really enjoying the holiday - we were nervous about travelling after covid lockdown and summer travel chaos but the sunshine and relaxation has been so rejuvenating.
    we have been spending money and will tot up total spends when we get home - I think the holiday savings pot won't quite cover total spends.  I doubled the planned cat care visits because 1 blackcat has been behaving very strangely and I wanted to make sure he is ok.  The cat care lady has been sending photos and tonight she sent a video and the blackcats both seem very content.
    I did next week's meal plan sitting on the balcony in the sun 😎


  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the meal planning even while away. 

    5 meals and drinks for 55 euros sounds great value. 

    Glad you are having a good time.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • joedenise
    joedenise Posts: 17,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Glad you're enjoying your holiday in Spain.  I agree with @savingholmes a meal for 5 people including wine for 55 Euros is extremely good value.

    We're off to Lanzarote next month.  Can't wait to be in the warmth and sunshine.  We're meeting up with my DSis who I haven't seen since you moved to Scotland early this year so that will be good too.  We talk on the phone regularly but it's not the same as actually seeing someone is it?

    Enjoy the rest of your holiday.

  • lucielle
    lucielle Posts: 11,594 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you had a good time.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Sun_Addict
    Sun_Addict Posts: 24,446 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh @joedenise Lanzarote is my favourite place, we go twice a year if we can. 😍
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had good weather to come home to and a friendly cat.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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