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Giving every £ a job

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  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m glad you had a nice birthday. Exciting times ahead 😃
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Belated Happy Birthday 

    Exciting about putting your notice in. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • QueenJess
    QueenJess Posts: 4,502 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    So exciting!  Congrats for being able to do it!
    2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 334🥉🥈🥇💎🏆
    Big kitchen declutter challenge 109/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woo hoo fantastic 🥳 🥂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • foxgloves
    foxgloves Posts: 12,589 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done, @Blackcats, & whooo-hooo!

    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Just caught up!  So sorry about the funeral and the car (though glad car wasn't as bad as you first thought).  Amazing re handing in notice - count down now - woo hoo!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done for going ahead with your plan. Good luck with clearing the CT bill
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
     🐙 have also kept my direct debit the same. Also in credit so suspect this is why. A reprieve for one more month anyway 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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