Accident with a pedestrian

lisyloo

mikeyranson said:

The girl admitted it was her fault, there were witnesses who also gave statements that it was her fault. Dashcam footage also shows it was her carelessness. Bus dashcam also shows it was her fault. what is your point?

None of this means she can pay and even if she can that she wouldn’t make it difficult.
pedestrians don’t have a mandatory insurance you can claim from (unlike motorists)
im not saying it’s right but insurers will be reluctant for a low amount and it will be in the policy that they don’t have to pursue cases unless there is a reasonable chance of success. My guess is that they will go so far e.g. they might write letters but draw the line at going to court.

the police cannot be considered witnesses as they don’t have the resources to deal with civil cases. I don’t know where freedom of information act would help but they’d have to be forced to get any information.

lets hope she coughs up but most people change their mind once they see the £1000 bill and when they see the ambulance chasing adverts on tv

Jumblebumble

mikeyranson said:

The girl admitted it was her fault, there were witnesses who also gave statements that it was her fault. Dashcam footage also shows it was her carelessness. Bus dashcam also shows it was her fault. what is your point?

Well the other Mike in the Mail was adamant that the accident was her fault but his insurers who are the experts were not so sure. I am glad you are so confident

lisyloo

Jumblebumble said:

mikeyranson said:

The girl admitted it was her fault, there were witnesses who also gave statements that it was her fault. Dashcam footage also shows it was her carelessness. Bus dashcam also shows it was her fault. what is your point?

Well the other Mike in the Mail was adamant that the accident was her fault but his insurers who are the experts were not so sure. I am glad you are so confident

I don’t think Liability is the issue.
its the costs and difficulty of pursuing her. All legal insurance policies have a get out clause.
how do we know whether she can pay or not?
maybe she doesn’t have £1000

being liable is totally different to someone paying,
a vagrant might be liable but you won’t get any money

lisyloo

Posted on wrong thread (can’t find delete).