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Keep emergency fund separate?
Comments
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We're just saying is 1.35% is more than 1.2% (and more than 0.45%). Merry Christmas
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Tales
And you are quite right to do so! Thanks again0 -
I don't have a separate emergency fund but I am fairly disciplined with spending so it's not an issue however if you would be tempted to dip into the fund for non emergencies or there is a risk it will be used for other expenses then agree it's best to separate out.0
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