When will mortgage show up on my credit file?

steveno85

Hello All.

Any advice or tips would be very helpful.

I am due to complete on 23.12.2019. I am a first time buyer and my experian credit is currently on 929.

I want to apply for a 0% purchases card so i can buy a few items for the house, but I was wondering when is the best time to apply for a new credit?

Should i do it before the mortgage shows on my credit file or after?

I am going to wait till i have the keys in my hand, before i do anything, but i was finking due to it be xmas period that they probably wont put on my file till the new year.

Any advice or tips will be helpful.

Thrugelmir

steveno85 wrote: »

I want to apply for a 0% purchases card so i can buy a few items for the house, but I was wondering when is the best time to apply for a new credit?

After completion. Further credit checks maybe noticed by your mortgage lender prior.