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When will mortgage show up on my credit file?

steveno85
steveno85 Posts: 8 Forumite
in Mortgages & endowments
Hello All.

Any advice or tips would be very helpful.

I am due to complete on 23.12.2019. I am a first time buyer and my experian credit is currently on 929.

I want to apply for a 0% purchases card so i can buy a few items for the house, but I was wondering when is the best time to apply for a new credit?

Should i do it before the mortgage shows on my credit file or after?

I am going to wait till i have the keys in my hand, before i do anything, but i was finking due to it be xmas period that they probably wont put on my file till the new year.

Any advice or tips will be helpful.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 December 2019 at 11:09PM
    steveno85 wrote: »
    I want to apply for a 0% purchases card so i can buy a few items for the house, but I was wondering when is the best time to apply for a new credit?

    After completion. Further credit checks maybe noticed by your mortgage lender prior.
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