Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Pocket Poor
Comments
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Great job Pocket Poor. For whatever reason, once the mortgage hit below 50K, it seemed more real than ever that this is definitely going to happen and I'm going to pay off a mortgage in my lifetime. I hope you guys have the same feeling and inspiration.Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20231 -
Thanks for calling in Longway2go and LeighofMar. It’s very exciting being sub 50K, you can almost see the end!
I find I don’t want to spend money on the house or make big purchases because I want to direct all Spare money to the mortgage because you can really see the numbers decreasing. It’s very motivating.I going to take a peek at your diaries for some motivation.Pocket Poor X2 -
Oh my gosh so exciting, well done! I cant wait to be at this point!!1
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I can't wait to get under 100k so you must be very excited
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
Under £50k is a great achievement! Well done!1
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Early morning check in before work.Overpayment of £100.00 sent to mortgage, new balance £47,442.00.
Pocket Poor X2 -
Well done on the OP Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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Morning all,
Another £100.00 sent to the mortgage, new balance £47,358.00.
Payday next week, should be able to send a fairly chunky overpayment then.Pocket Poor X3 -
Great work managing £100 the week before payday!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Well done on your opMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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