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Windscreen replacement insurance costs
Norman_Castle
Posts: 11,871 Forumite
in Motoring
I need to get my front screen replaced which can be done for the £100 xs cost (although I will look for cheaper). Apparently it doesn't affect my ncb but does it increase the overall insurance price?
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Comments
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Of course. Any money they pay out they want to claw back.I want to go back to The Olden Days, when every single thing that I can think of was better.....
(except air quality and Medical Science
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Norman_Castle wrote: »I was hoping for a monetary amount based on experience of similar claims.
Then that’s the question you should have asked instead of:but does it increase the overall insurance price?0 -
I need to get my front screen replaced which can be done for the £100 xs cost (although I will look for cheaper). Apparently it doesn't affect my ncb but does it increase the overall insurance price?
Whils't the current replies have been stunningly helpful, I'm hoping for a monetary amount based on experience of similar claims.0 -
Why dont you get two dummy quotes online, one with and one without a windscreen claim and see how much difference, if any, there is in premiums quoted?
When I've claimed for a windscreen, I've had to declare it for between 3 and 5 years afterwards but I have no way of knowing how much difference it made as I never tried not declaring it.0 -
Surely its gonna be dependant on insurer, type of policy, current risk profile, type of vehicle and assciated insurance group and current premium?0
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In my experience it has no noticeable effect on the renewal premium. premiums always vary from year to year, so it's impossible to say exactly. But I have never noticed an insurance company trying to claw the money back after a simple window claim.If it sticks, force it.
If it breaks, well it wasn't working right anyway.0 -
£15.63 difference
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I had 3 screen claims in short order last year thanks to kids thinking it wasvfun to throw stones at them.
Renewal came through at £220 but didn't mention the claims (I'd kind if assumed they'd know!) So phoned them up and pointed it out, the 3 claims increased it by about £22 to £242 and some pence overall.0
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