Windscreen replacement insurance costs

Norman_Castle

I need to get my front screen replaced which can be done for the £100 xs cost (although I will look for cheaper). Apparently it doesn't affect my ncb but does it increase the overall insurance price?

facade

Of course. Any money they pay out they want to claw back.

Norman_Castle

facade wrote: »

Of course. Any money they pay out they want to claw back.

I was hoping for a monetary amount based on experience of similar claims.

bigisi

Norman_Castle wrote: »

I was hoping for a monetary amount based on experience of similar claims.

Then that’s the question you should have asked instead of:

but does it increase the overall insurance price?

Norman_Castle

I need to get my front screen replaced which can be done for the £100 xs cost (although I will look for cheaper). Apparently it doesn't affect my ncb but does it increase the overall insurance price?

Whils't the current replies have been stunningly helpful, I'm hoping for a monetary amount based on experience of similar claims.

EdGasketTheSecond

Why dont you get two dummy quotes online, one with and one without a windscreen claim and see how much difference, if any, there is in premiums quoted?
When I've claimed for a windscreen, I've had to declare it for between 3 and 5 years afterwards but I have no way of knowing how much difference it made as I never tried not declaring it.

Scrapit

Surely its gonna be dependant on insurer, type of policy, current risk profile, type of vehicle and assciated insurance group and current premium?

Ectophile

In my experience it has no noticeable effect on the renewal premium. premiums always vary from year to year, so it's impossible to say exactly. But I have never noticed an insurance company trying to claw the money back after a simple window claim.

mattyprice4004

£15.63 difference

Joe_Horner

I had 3 screen claims in short order last year thanks to kids thinking it wasvfun to throw stones at them.

Renewal came through at £220 but didn't mention the claims (I'd kind if assumed they'd know!) So phoned them up and pointed it out, the 3 claims increased it by about £22 to £242 and some pence overall.