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Debts not on file
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Stuckinarut
Posts: 262 Forumite
Once a debt is no longer on your file does paying it off still improve your credit rating?
I am ploughing through my debts and one is due to drop off in January. I aim to pay off everything but wondered if I'm better tackling things which are still active first?
I am ploughing through my debts and one is due to drop off in January. I aim to pay off everything but wondered if I'm better tackling things which are still active first?
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Lenders will only assess you on things on your files, information they ask you and any internal information already held.0
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