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Pay ALL your debt off by Xmas 2020

14445474950130

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning

    Sent £95.65 towards hubbys Bike payment and £8.72 towards the hubbys barclaycard

    Brings my total to £3612.53 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05

  • #9 Update so far

    1) Emergency Fund £1000 - Complete :) I can't believe it. 
    2) Clear husbands overdraft of £600 - £100 paid to date plan to have this paid off by the end of March
    3) Clear Credit Card £2670 (0% so just paying minimum payments until 1 and 2 are complete) - £117 paid to date 

    £217/£3270

    Sorry I dont know how to put it in colour
  • Hi All, I've been MIA for the past month. I spent December and January keeping on top of things and then February went downhill. I'm back to square one with the credit card almost. Money was extremely tight. I was doing really well with the food budget etc, but then i started dating someone and therefore didn't have this factored into my budget. I'm hoping March can get me back on track now seeing as i can plan more appropriately. I have a holiday that I will need to pay for in March and April so i need to keep to budget as much as possible. Any tips or ideas for keeping on track? 
    Declutter 2020 - 267/2020 :j
    PAYDBX 2020 £4933.65/£11,384.65 :T
    365 Saving challenge #37 £50/£671.61
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning

    Sent £7.94 towards hubbys barclaycard

    Brings my total to £3620.47 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #167 February update - paid another £706
    paid £1411 out of £9573.63 so far this year
  • DH Paid £445 off OD, first debt cleared!! So happy 😀 

    £3100/£3100 - OD cleared
    £200/£4184 - CC 

    Total £3300/£7284

    Thanks Muppets and well done everyone xx
  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Some investment / savings transactions came through today so lopped £100 off. May do more before end of pay month if I don't "need" it.

    #175 = £2700 / £6700

    Jammiedodgers- we all have setbacks- keep chin up, and plug away- if holiday is budgeted then you'll soon turn it back around  :)
    Pay Off Debts by Xmas 2025 debt £0/7400
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning

    Sent £8.57 towards hubby's barclaycard

    Brings my total to £3629.04 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payment off furniture credit paid - £70.49

    No 70. £1515.93/£10,000  15.15%

    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Feburary update : #179  - Paid £ 350.80

    So now at : #179  £ 445.94 /  £ 3.741,73

    PAYDBX 2022 #8 £135.62 / £7500
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