We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2020

1…3940424445…130

Comments

  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    A bit of shuffling and took £95 off to make it a round target. Now at:

    #175 = £2500 / £6700

    keep up teh good work all  :)
    Pay Off Debts by Xmas 2025 debt £0/7400
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I received a statement from Creat10n today and somehow I have my balance on YNAB higher than the balance they have!  2 payments in my favour so YNAB adjusted and £140 and pennies takes me over the first £1000  :)   Not paid off by me I know but I'm taking it  :p

    £1074.02/£10,000
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Wolfsong12
    Wolfsong12 Posts: 27 Forumite
    10 Posts Name Dropper First Anniversary Photogenic
    Pay day today - whoop! £133 off my debts since last check-in bringing me to.....

    £264/£2750

    Nearly 10% of the way there :)

    EF #313: £5000/£1000, 3-6 Month EFC #50 £5000/£5000 PAYDBX 2021 #34: £7326/£7326
    cc1 £0, cc2 £0, cc3 £0
  • Louoffofsparkle
    Louoffofsparkle Posts: 121 Forumite
    Third Anniversary 100 Posts
    #091 just paid another £3400 towards my debt so that’s £5337/£18500 so far
  • Willowtree222
    Willowtree222 Posts: 8,340 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another £51 so £1671 out of £8000.
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    #87 £1194.38/£4000.00 paid off since January 1st
    Sorry I can't figure out how to make my writing bigger and different colour
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    BudgetBertie said:
    Small payment of £25 to CC1 to start the year :j
    CC1 = £2213.25/4600
    CC2 = £3523.74/4000

    Can you confirm what you target amount to pay off for the year is please.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    debtfree2019 said:
    Morning everyone.


    Just paid off my Onstride debt, so that's a good start to the year. I'm now going to dedicate my time to clearing my Likely Loan. Aiming to have that done by April. Have a lovely weekend :)
    Can you confirm what your target for the year was please.

    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Deni_debt-free_dreamer
    Deni_debt-free_dreamer Posts: 1,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks muppets x
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025 ⭐️⭐️
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture