Stable credit rating

yksi

The word you're looking for is realistic. I think it's fair to say that Ben's first reaction was one of horror - totally justified imo, given that it's considered rock bottom to get a £200 limit at 39% interest, and then along comes someone whose offer is even worse and who's contemplating spending it on a really expensive lifestyle choice.

Yes, it's a personal choice and certainly allowed, but it would be a disservice to not discourage someone from such a deal.

Ben8282

yksi wrote: »

The word you're looking for is realistic. I think it's fair to say that Ben's first reaction was one of horror - totally justified imo, given that it's considered rock bottom to get a £200 limit at 39% interest, and then along comes someone whose offer is even worse and who's contemplating spending it on a really expensive lifestyle choice.

Yes, it's a personal choice and certainly allowed, but it would be a disservice to not discourage someone from such a deal.

Corect yes horror except that it was even worse than you have said - it was a £100 limit at 49.9%!

DCFC79

MovingForwards wrote: »

Get a second hand TV, have a look round BHF as it's 6 or 12 months warranty they give on their electricals.

I picked my big TV up from cash converters a few years ago, it has internet access, Netflix, YouTube, and probably normal TV if I looked into it, I jack it up to the PC and off I go, also has USB sockets for pen drives, WiFi access etc.

At least you tried Ben.