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Moving into new flat on Saturday - help with Budget?
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sounds like you've got it all sorted! I found my electricity was expensive when I lived in a 1st floor couple of year old flat, mainly because the guy in the flat below only lived there at weekends and would turn his heating off when we wasn't there so our floors were freezing (coupled with cheap landlord carpet). But hopefully especially being on the 2nd floor you'll be ok.
as Penny Pincher says don't forget phones and so on.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580
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