How long does transfer from Halifax reach Lloyds?

firsttimestudent

Hi,

Could I ask, if I were to do a payment from Halifax to my own Lloyds account, for it to reach my account at Lloyds on (not by) the 3rd of December (Monday), when should I set the payment date on my Halifax account? Am I right to assume it should be Thursday 29 November?

Thanks!

YorkshireBoy

Wednesday 28th, in my experience.

firsttimestudent

Thanks YorkshireBoy,

I made a test payment on 23 Nov (Friday), for a payment on 23 Nov but until today it hasn't reach my Lloyds account yet. So it seems that I will have to do it tomorrow, for it to reach at 3 Dec.

Is there a reason behind this 'lag' compared to other banks? Natwest always seem to only 2 additional days for it the payee account, as opposed to 3 in Halifax?

YorkshireBoy

firsttimestudent wrote: »

Is there a reason behind this 'lag' compared to other banks? Natwest always seem to only 2 additional days for it the payee account, as opposed to 3 in Halifax?

I *think* it's to do with their building society background. Alliance & Leicester is another one who seem to need an extra day.