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Credit limit increases

swayze
swayze Posts: 229 Forumite
in Credit cards
Just phoned to increase my limit with my credit card (Christmas shopping - that time of the year) and the advisor said there might be a charge of £10.

Is this case with all companies, or a select few, because i've never heard of this before.

Thanks

Comments

  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've not had that before (Egg or Nationwide don't charge it).
  • Zebedee69
    Zebedee69 Posts: 1,034 Forumite
    Who are you with? Sounds like a nice way to charge extra money!
  • Mozette
    Mozette Posts: 2,247 Forumite
    Sounds like they are extracting the urine to me...
  • Chaddee
    Chaddee Posts: 59 Forumite
    HSBC don't do it.
  • loveandlight
    loveandlight Posts: 1,200 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    That's bad.
  • swayze
    swayze Posts: 229 Forumite
    Zebedee69 wrote: »
    Who are you with? Sounds like a nice way to charge extra money!

    Lloyds TSB

    Anyone else been informed about this?

    Want to get another credit card that doesn't do this. Which ones
    definitely don't?
  • Zebedee69
    Zebedee69 Posts: 1,034 Forumite
    Oh !!!!!! im with Lloyds....... They normally just increase your limit anyway. Lots of letters in post out of the blue..... "Good News" or something like that:rolleyes:
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    That's something I couldn't fault much-maligned Capital One, Citi or Goldfish for. Neither MBNA or the Royal Bank of Scotland cards have charged me either.
    People who don't know their rights, don't actually have those rights.
  • loveandlight
    loveandlight Posts: 1,200 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I have a Lloyds card but I'm in the process of changing it because they bumped up my interest rate by 3% last month for no reason, despite having the card for years and never missing a payment and being a good girl with it. You have to constantly switch cards nowadays to keep getting good deals. They don't value your loyalty at all.
  • LuciferTDark
    LuciferTDark Posts: 1,525 Forumite
    I don't do credit cards, too tempting to spend money I don't have & can't afford to pay back.
    Winnings :D
    01/12/07 Baileys Cocktail Shaker

    My other signature is in English.
This discussion has been closed.
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