Credit limit increases

swayze

Just phoned to increase my limit with my credit card (Christmas shopping - that time of the year) and the advisor said there might be a charge of £10.

Is this case with all companies, or a select few, because i've never heard of this before.

Thanks

lisyloo

I've not had that before (Egg or Nationwide don't charge it).

Zebedee69

Who are you with? Sounds like a nice way to charge extra money!

Mozette

Sounds like they are extracting the urine to me...

Chaddee

HSBC don't do it.

loveandlight

That's bad.

swayze

Zebedee69 wrote: »

Who are you with? Sounds like a nice way to charge extra money!

Lloyds TSB

Anyone else been informed about this?

Want to get another credit card that doesn't do this. Which ones
definitely don't?

Zebedee69

Oh !!!!!! im with Lloyds....... They normally just increase your limit anyway. Lots of letters in post out of the blue..... "Good News" or something like that:rolleyes:

Moggles_2

That's something I couldn't fault much-maligned Capital One, Citi or Goldfish for. Neither MBNA or the Royal Bank of Scotland cards have charged me either.

loveandlight

I have a Lloyds card but I'm in the process of changing it because they bumped up my interest rate by 3% last month for no reason, despite having the card for years and never missing a payment and being a good girl with it. You have to constantly switch cards nowadays to keep getting good deals. They don't value your loyalty at all.

LuciferTDark

I don't do credit cards, too tempting to spend money I don't have & can't afford to pay back.