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DV security vetting - savings?

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  • I have nothing to add to the DV process, but I think a woman having a separate savings account is a sensible thing.


    I have one, it has 20k in it. I do not add to it anymore but it is there if I ever need to get away. My grandmother instilled this in all the females in our family
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  • I have nothing to add to the DV process, but I think a woman having a separate savings account is a sensible thing.


    I have one, it has 20k in it. I do not add to it anymore but it is there if I ever need to get away. My grandmother instilled this in all the females in our family

    I agree, buliding my fund up at the moment. I'm surprised at the criticism the OP has received for having a secret savings account when the advice so often given on this forum is to have an emergency fund, especially in cases where only one partner is on the rental agreement or mortgage.
  • The vetting process is to protect national security. If your partner doesn't want to disclose any information they are not obligated to, but then security clearance is not likely to be provided either.

    AIUI the partner is not refusing to disclose their financial information to the government, but the government is insisting it is provided via the other partner.
    A kind word lasts a minute, a skelped erse is sair for a day.
  • ohreally
    ohreally Posts: 7,525 Forumite
    1,000 Posts Combo Breaker
    Rabbit24 wrote: »
    I agree, buliding my fund up at the moment. I'm surprised at the criticism the OP has received for having a secret savings account when the advice so often given on this forum is to have an emergency fund, especially in cases where only one partner is on the rental agreement or mortgage.

    Perhaps the issue is over the snidey agenda that goes with secret. Why not sit down and have an adult discussion on the matter or are folks so petrified they may discover their relationship is in reality moribund?
    Don’t be a can’t, be a can.
  • DigForVictory
    DigForVictory Posts: 12,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Blisteringly annoying - you put the time & effort into having a wholly reasonable insurance policy & then the DV process requires all to be laid bare.

    I'll hope it's not big enough to trigger the sort of row that breaks a marriage. That was never the intention of the DV check, but if there is a vulnerable point, then better it's found early.

    Are you sure it's the whole DV & not something lesser, as to get to DV is a bit of a step from Counter Terrorist Checked then Security Checked.

    As to have access to SECRET codeword stuff is chewy - haven't your joint finances been scrutinised Already for Security Checking? Or is the relationship younger than the job?

    When the full DV paperwork is done (and it's an ongoing process, every 7 years), the information needs to be there. All of it.

    Looks like you have a very lumpy choice - admit to a "rainy day fund", or blow a clearly professionally trusted chap's career sideways. May I advocate full honesty as to the funds but maintain a breezy approach to having your hand forced into revealing you were saving for his surprise holiday/a rainy day/your future grandchildren? Whatever will cause least distress & mitigate his enthusiasm for asking too many further questions.
  • ReadingTim
    ReadingTim Posts: 4,084 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Rabbit24 wrote: »
    I agree, buliding my fund up at the moment. I'm surprised at the criticism the OP has received for having a secret savings account when the advice so often given on this forum is to have an emergency fund, especially in cases where only one partner is on the rental agreement or mortgage.

    I guess the question is how would you feel if you discovered your other half had secretly been doing the same thing too?
  • AIUI the partner is not refusing to disclose their financial information to the government, but the government is insisting it is provided via the other partner.

    But they don't have to provide it. The government can't force anyone but if you want a job that requires DV, then that's what is needed.

    Imagine a scenario where someone finds out the partner has secret money and uses that information to blackmail the partner into spying on their other half who is working with top secret material. That's the kind of risk the DV clearance process is trying to minimise.

    My partner has significant savings that is her money and nothing to do with me. Why it would need to be kept a secret I don't understand, unless there is something odd going on in your relationship.
  • Ivrytwr3
    Ivrytwr3 Posts: 6,299 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Honesty is the best policy, if you don't declare your savings then if it is brought up in his interview it will effect his application and there will be the fallout from your other half!

    NSV have dealt with this situation before, can you find his DV application reference number? Then give them a call and lay it out to them.

    They will then be able to make an informed decision.
  • Thanks everyone for your comments and I have decided to be completely honest now that I realise how thorough the process is. My original reasons were based around personal independence instilled in me by my mum rather than anything else but maybe they are her issues rather than mine.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 7 December 2019 at 12:02AM
    It is very sad how people are judged on this forum. In society we are being encouraged to speak about problems and talk about feelings and issues, yet people here judge and criticise in a personal and unforgiving way. I assume there are a lot of unhappy people here.

    If you want a personal savings account, then you are entitled to keep it private! Like others have said it may not show, but glad to read you have found a suitable resolution. :-) I guess it comes as part of the situation, now how does your post impact the confidentiality of the situation ;-)
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