Non standard house

yodaandpip2019

I am thinking about buying a non-standard build property and wanted some advice.

The prop is concrete prefab. A builder has bricked it up and has all relevant safety certificates.

The problem...the house next door hasn't been bricked up. Will this be a problem? Is it worth buying as the prop which has been renovated is amazing - and cheap for the size!

Please help me make an informed decision...

MovingForwards

Full structural survey.

Need a good mortgage broker.

Need a lender who lends on non-standard properties.

Think of the house as being like a 3D jigsaw, if the ground floor needs repairing, the internal walls need to be removed as the floor is a giant slab across the whole of the property (was estimated £10k over 15 years ago).

Loft won't be a viable loft like a normal property.

As there are now less lenders than when I looked into one over 15 years ago, what will the prospects of selling to someone requiring a mortgage when you sell?

They are cheap, they are big, they normally have a good size garden, usually have a drive and / or garage.

Davesnave

I'm no expert, but surely the first thing to establish is whether the type of house you're attached to is on what's known as the 'defective list.' As you haven't stated this one way or the other, I'm assuming you don't know.


If it is, then I'm extremely doubtful anyone will lend, as an appearance on the list means no chance of a mortgage.


Basic list here:


http://defectiveproperties.com/Defective-Property-List.php