Motability car through PIP query

RumHam

I have been awarded enhanced mobility from PIP and I am looking at getting a motability car soon. I have seen some that cost under my weekly mobility payment, some that are bang on the same amount as my payment and then some that say total allowance. Does the total allowance mean that it would cost my entire PIP award (both my enhanced daily living and mobility) or just the entire enhanced mobility award?

I am new to PIP so I am just a little unsure about this. Thanks.

poppy12345

RumHam wrote: »

I have been awarded enhanced mobility from PIP and I am looking at getting a motability car soon. I have seen some that cost under my weekly mobility payment, some that are bang on the same amount as my payment and then some that say total allowance. Does the total allowance mean that it would cost my entire PIP award (both my enhanced daily living and mobility) or just the entire enhanced mobility award?

I am new to PIP so I am just a little unsure about this. Thanks.

Total allowance means mobility only and not the daily living part. Some also require an advance payment, it depends what car you want and your requirements.

JamesMotaClarity

Yes, if you go for a car that says Total Allowance it will cost all of your award, which is the Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP), currently £61.20 a week. The money is paid directly to Motability every 4 weeks to pay for the lease of the vehicle. If you choose a Motability cars that costs less than the Total Allowance amount, then the remainder of the money would be paid directly to you.

WhenIam64

Why pay full price and suffer the depreciation/cost? Get a used one tomorrow.

Where 2 - 3 year old Motability cars end up.

https://www.shorehamvehicleauctions.com/stock?saleid=137

[Deleted User]

JamesMotaClarity wrote: »

Yes, if you go for a car that says Total Allowance it will cost all of your award, which is the Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP), currently £61.20 a week. The money is paid directly to Motability every 4 weeks to pay for the lease of the vehicle. If you choose a Motability cars that costs less than the Total Allowance amount, then the remainder of the money would be paid directly to you.

That is incorrect see post #2

poppy12345

WhenIam64 wrote: »

Why pay full price and suffer the depreciation/cost? Get a used one tomorrow.

Where 2 - 3 year old Motability cars end up.

https://www.shorehamvehicleauctions.com/stock?saleid=137

Depreciation cost? there isn't any with motability. Not everyone is able to afford that sort of money for a used 2-3 year old car and those that are on low income may find it very difficult to get credit. . Motability works well for me.

bertiewhite

WhenIam64 wrote: »

Why pay full price and suffer the depreciation/cost? Get a used one tomorrow.

Why buy a car which you'll have to maintain, tax & insure when you can rent one for 3 years from motability and just put fuel in it? It was a no-brainer for my wife.

WhenIam64

Why buy a car which you'll have to maintain, tax & insure when you can rent one for 3 years from motability and just put fuel in it? It was a no-brainer for my wife.

We each make our own economic decisions, and the comment was aimed at being able to have a car and some surplus cash. The comment about lack of credit is noted.

But as you say, a fully expensed new car paid out of benefits is a no-brainer.

bspm1

JamesMotaClarity wrote: »

Yes, if you go for a car that says Total Allowance it will cost all of your award, which is the Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP), currently £61.20 a week. The money is paid directly to Motability every 4 weeks to pay for the lease of the vehicle. If you choose a Motability cars that costs less than the Total Allowance amount, then the remainder of the money would be paid directly to you.

venison wrote: »

That is incorrect see post #2

Why is this incorrect?

Spoonie_Turtle

bertiewhite wrote: »

Why buy a car which you'll have to maintain, tax & insure when you can rent one for 3 years from motability and just put fuel in it? It was a no-brainer for my wife.

Is the insurance paid for as well? It almost sounds too good to be true!
(Genuinely asking, I haven't applied for PIP yet but expect I will qualify for enhanced mobility - though fully aware I may have to fight for it.)

poppy12345

Spoonie_Turtle wrote: »

Is the insurance paid for as well? It almost sounds too good to be true!
(Genuinely asking, I haven't applied for PIP yet but expect I will qualify for enhanced mobility - though fully aware I may have to fight for it.)

Yes, insurance included. The only thing you pay for is your fuel. I just collected my 2nd mobility car :beer: