PCP Financing Advice

DrEskimo

Well any deposit contributions would be impossible to claw back. They would have to artificially increase the amount you borrowed (can't imagine that's legal...?) If you happen to settle in full within 6months. That or post you an invoice?

Been 10months since I settled mine and no invoice yet!

I've got to book my first service in Jan so that will tell me whether I've lost my 2 free services. Again, I have no idea how the dealer would keep track, determine that I personally settled the finance, and then tell RCI to tell all franchised dealerships that I no longer have the perk....I bought the car from a dealer the other side of London, so not even using them (ignoring the fact that they are different departments even if I did).

As you can see, the logistics about how they could revoke anything seems beyond difficult!

bpk101

I think what i might do then is pay cash for the car and pay for the extra 12 months warranty and the 2 year servicing package on top, but leave out the Diamondbrite paint protection (£295!)

This will then amount to the same cost as going through all the hassle of signing the PCP agreement.

I've heard the Diamondbrite deal is a bit of a rip off, and the products are available off the shelf for under a tenner.

DrEskimo

Yes don't bother with the paint protection.

But why not at least try? Get it on PCP (it's really not much hassle...) and settle it the next day, and then if they withdraw the perks (they won't) then pay for them.