Debt free before August 2023

PiPi2019

Poppy1984 said:

Hi 🙋🏻‍♀️ 
I've not updated in a while, so I just wanted to pop on and say I'm still here, I'm still debt busting. Really really trying to get to debt free status by the end of 2021. 

My current debt total is now £5380 

Getting there I'm getting there. I'm trying my hardest to plough as much as possible into paying it down. I can't wait to have this from hanging over my head constantly. 

Poppy  

Keep the engine firing on all cylinders, you're there already. (1984 was a great year indeed!)

Poppy1984

FootyFanDan said:

You are doing amazing Poppy, you’re smashing this debt

Thank you @FootyFanDan 😁😁 hope everything is well with you! 

Poppy

FootyFanDan

Poppy1984 said:

FootyFanDan said:

You are doing amazing Poppy, you’re smashing this debt

Thank you @FootyFanDan 😁😁 hope everything is well with you! 

Poppy

I am doing well thank you I hope you are well x

Poppy1984

FootyFanDan said:

Poppy1984 said:

FootyFanDan said:

You are doing amazing Poppy, you’re smashing this debt

Thank you @FootyFanDan 😁😁 hope everything is well with you! 

Poppy

I am doing well thank you I hope you are well x

Good good! I must catch up on diaries but life's been so busy lately I've hardly had chance to be on here. 

I'm just concentrating on getting this debt gone!! 

Poppy

savingholmes

Thanks Poppy. Glad you are still on track. My debt clearing has slowed but should make it June or July

Poppy1984

savingholmes said:

Thanks Poppy. Glad you are still on track. My debt clearing has slowed but should make it June or July

Oh wow June or July?! Amazing!!!! That's so close well done @savingholmes

poppy

savingholmes

Thanks Poppy I had hoped for May but missed that

Poppy1984

Well I'm still hoping fir the end of the year but it might end up going into next year. If o didn't over pay I'd be out of debt by June 2022 because that's how many payments I have left on the loan but I'm trying to overpay. However I think it's going to slow down a bit, my DS has now left education and is going to uni in September. My money will drop because he's no longer in education but he isn't working and I need to support him financially with uni so I think that's going to slow my overpayments down a fair bit. It is what it is though, I'm thrilled he wants to go and of course want to help him as much as I can. 

Now that I'm ALMOST under 5k I don't feel as bad about the debt as I did understandably when it was over 30k 😱🤮 

So I feel I can allow myself to relax the overpayments while I support my ds. I'd love to be debt free by the end of the year but family comes first. 

I'll pop on mid month and update my totals. 

Poppy

savingholmes

Supporting DS is very important. Been there too. Also good to encourage him to get a job to pay his way / contribute as he will need more £ anyway

Poppy1984

Hello 👋 
Just popping on to update my totals for this month. 

My total debt is now £4,732 I'm getting there, i feel like although it's coming down it's coming down slower than I'd like due to things coming up that I need to spend money on and not over paying my loan as much as I'd like to be. However it's still going in the right direction and I can see the light at the end of the tunnel now, so I'm trying not to be too hard on myself. I feel as though there's nothing really I can do to bring in any extra cash either. The bank switch offers aren't available to me because I've been previously with those banks and I'm not sure what else there is that could help at the moment. I think it's just a case of carrying on trugging and keeping the momentum going. 

I'm still aiming for the end of the year but who knows if that will be a possibility. 

I need a windfall 😂 don't we all, just a couple of thousand nothing major would do 😂 LOL 

Poppy