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Debt free before August 2023

1303133353649

Comments

  • anjyeah
    anjyeah Posts: 240 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Newbie here popping to say hi and congratulations!
    Your progress is amazing. Well done x
    My Debt Free Diary: Virgo In Pursuit
    Debt-Busting Progress: 2020: £13,200 | 2020: £9,200 | 2021: £4,900 
    2022: ongoing 

  • IzzyBee
    IzzyBee Posts: 2,743 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    Well done on your debt busting 
  • Poppy1984
    Poppy1984 Posts: 628 Forumite
    Fourth Anniversary 500 Posts Name Dropper I've been Money Tipped!
    anjyeah said:
    Newbie here popping to say hi and congratulations!
    Your progress is amazing. Well done x
    @anjyeah
    Thank you so much your support means a lot! 😁
    19-02-18 Total Debt £30,322
    17-12-21 I'm Debt Free 🎉🎉🎉🎉
  • Poppy1984
    Poppy1984 Posts: 628 Forumite
    Fourth Anniversary 500 Posts Name Dropper I've been Money Tipped!
    IzzyBee said:
    Well done on your debt busting 
    Thank you so much for the support @IzzyBee 😁
    19-02-18 Total Debt £30,322
    17-12-21 I'm Debt Free 🎉🎉🎉🎉
  • Wow you are going to smash it! Well done 😊
  • Poppy1984
    Poppy1984 Posts: 628 Forumite
    Fourth Anniversary 500 Posts Name Dropper I've been Money Tipped!
    Wow you are going to smash it! Well done 😊
    Thank you so much @DayDreamerandGeneralWaster

    really hoping it'll be gone by the end of 2021 🤞🤞🤞🤞

    Poppy :heart:
    19-02-18 Total Debt £30,322
    17-12-21 I'm Debt Free 🎉🎉🎉🎉
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations- glad the debt busting is still going well
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Poppy1984
    Poppy1984 Posts: 628 Forumite
    Fourth Anniversary 500 Posts Name Dropper I've been Money Tipped!
    Congratulations- glad the debt busting is still going well
    Thank you @savingholmes still going! Just trying to get to the end now. Hope you're still doing well 

    Poppy :heart:
    19-02-18 Total Debt £30,322
    17-12-21 I'm Debt Free 🎉🎉🎉🎉
  • FootyFanDan
    FootyFanDan Posts: 1,740 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    You are doing amazing Poppy, you’re smashing this debt
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