Debt free before August 2023

Lookafterthepennies2020

Poppy1984 said:

Hi 
I am literally counting down the days till payday! It feels like the longest time ever. Any money I have left over on Sunday the day before pay day plus the £175 from my bank switch bonus I will be using to over pay my loan. So trying to not spend any more money between now and Sunday counting down the days. I don't need anything really there's plenty of food in and I don't need fuel so I should be able to do it but you know what it's like sometimes things crop up at the last moment. 

I will hopefully be able to make another dent in the over payments and bring my total down further. Next month I don't think I'm going to be able to make an overpayment so it will just be a case of making my regular payments and keeping it ticking over but I will try my best. It's hard to raise money at the moment ive nothing really I can sell, my work doesn't do over time and I couldn't take on a second job. I'm still scanning receipts on my apps but with not buying much they are taking a while to mount up. I haven't had any surveys on prolific for a while so I don't know what else I could do to bring in additional money. 

Suggestions welcome! 

Hopefully i will be reporting back next week with a lower total :smi:smile:

poppy  

It's almost two weeks to go for me for payday But I have a £75 top-up shop scheduled for Saturday and I can't wait.  I don't seem to get many notifications from prolific ATM but when I log in there's been a study a few times so don't know if the same might be happening with you?  Have you tried any other survey sites other than prolific, I do the YouGov one's too and they seem to be quite frequent at the moment but you can't withdraw as regular as its a £50.00 payment but it might be worth a go if you have a few minutes to kill every now and then?  I'll pop on my referral code if you are interested as I think you get some bonus points to start. xx

Poppy1984

I've been checking on prolific but not getting many, I used to do yougov but I found it really frustrating waiting for it to mount up so stopped using it. Thank you for the offer though. Hope your 2 weeks to pay day flys in! I'm so impatient! I just want out of debt NOW lol 

poppy  

Naomim

I had a flurry of Prolific's last week but none this week. Don't forget to keep the "about me" section up to date. There's usually some questions added.  Another diary I follow is @GeorgianaCavendish I know she also does some surveys, I think there's one called Ipsos I-say (or something very similar). 

Good luck on getting your side hustle back on track 👍

Naomim

Lookafterthepennies2020

It’s strange isn’t it I haven’t had any email notifications in ages just gone on again now and done another but it must just be pot luck that I’m going on and there are some available. Or I’ve unsubscribed to notifications or something ? X 

savingholmes

Perhaps google side hustles and see if any take your fancy

Poppy1984

Weirdly since posting this a few surveys have popped up on prolific. 

Savingholmes in terms of side hustles there doesn't seem to be anything I can do at the moment  

Poppy

GeorgianaCavendish

Naomim said:

I had a flurry of Prolific's last week but none this week. Don't forget to keep the "about me" section up to date. There's usually some questions added.  Another diary I follow is @GeorgianaCavendish I know she also does some surveys, I think there's one called Ipsos I-say (or something very similar). 

Good luck on getting your side hustle back on track 👍

Naomim

Ipsos I-say is good, they don’t do cash rewards but various vouchers. I usually get Amazon vouchers and use them for buying gifts etc. 

Poppy1984

Thank you! I'll give it a go  

poppy

Poppy1984

It's pay day!!! Woo how! Feel like that's taken forever to come. Need to get a good shop in tonight been trying to eek the last one out for 2 weeks and just about managed apart from a tiny top up from the corner shop a coupon of days ago. 

Made an overpayment on my loan so once that's showing as come off and the Fixed monthly Payment has also come off I will update my total in my signature. Start of a new month (as in pay day to pay day for me) so time to get my thinking hat on and do some planning around having money left over to over pay My loan again next payday. Although I suspect I may not be able to this month but if that's the case I'll try not to get too down trodden. I've been lucky that I've managed to sell a couple of things (socially distantly) on fb market place which has gave my overpayment a boost also. 

Anyone else suffering with hayfever? Omg the last few days have been horrific for me, I feel dreadful with it! 

I'll probably pop back on tomorrow of in a few days to update my signature totals  

Poppy

horseeatsallmymoney

I've just read through your whole diary- you're making great progress!

I'm with you on the hayfever! I don't usually suffer, but I've really noticed it this year!