Council Tax - overcharging

3 Posts
Hi,
I hope this is the right category to post in.
I have a weird situation with my council randomly overcharging/taking fairly large amounts of money from my account. I have been living in my current house with my partner for 4 years and never had a problem until last year.
We pay Council Tax by Direct Debit that was set up on my partner’s name. Last year we have been randomly charged large amounts of money without any letter or warning. What’s interesting is, that my account was charged even though the Direct Debit was set up on my partner’s account and when he went there to explain the situation, they were not even sure why the money was taken from my account! The cancelled the Direct Debit and set it up from scratch after it happened 3rd time and it seemed like the issue was resolved, but today they charged us again - £600!
There were always delays in getting the money back, sometimes we had to wait WEEKS and they either provided a cheque, transferred the money back or made an overpayment on our council tax. We spent hours on the phone or talking to them in person, really frustrating. It’s worth noting the once the money was transferred to my partner’s account even though the overpayment was made on mine – I don’t have a problem with that, but it’s weird?
So far, it happened 4 times:
To be honest, I wanted to do something about it last time, but I was busy and forgot about it. However, it happened AGAIN and it’s really getting annoying. Is there anything I can do to perhaps get reimbursement for the inconvenience? I feel like raising a complaint won’t really do much.
Luckily for us, we didn’t have any financial issues because of that, but imagine something like happened to a person that actually struggles financially?
I hope this is the right category to post in.
I have a weird situation with my council randomly overcharging/taking fairly large amounts of money from my account. I have been living in my current house with my partner for 4 years and never had a problem until last year.
We pay Council Tax by Direct Debit that was set up on my partner’s name. Last year we have been randomly charged large amounts of money without any letter or warning. What’s interesting is, that my account was charged even though the Direct Debit was set up on my partner’s account and when he went there to explain the situation, they were not even sure why the money was taken from my account! The cancelled the Direct Debit and set it up from scratch after it happened 3rd time and it seemed like the issue was resolved, but today they charged us again - £600!
There were always delays in getting the money back, sometimes we had to wait WEEKS and they either provided a cheque, transferred the money back or made an overpayment on our council tax. We spent hours on the phone or talking to them in person, really frustrating. It’s worth noting the once the money was transferred to my partner’s account even though the overpayment was made on mine – I don’t have a problem with that, but it’s weird?
So far, it happened 4 times:
- 09/09/2019 - £150
- 05/12/2018 - £600 (!) – this one was the worst. The money was taken before Christmas and we didn’t get it back until the end of January, I think. I remember that we went on holiday in January and being £600 short wasn’t ideal, so we were using my credit card just in case and I hate using it.
- 17/06/2019 - £320 – again, we were abroad at that time, so not ideal.
- 02/12/2019 - £600 (!) – my partner will call council today and we will see how this goes
To be honest, I wanted to do something about it last time, but I was busy and forgot about it. However, it happened AGAIN and it’s really getting annoying. Is there anything I can do to perhaps get reimbursement for the inconvenience? I feel like raising a complaint won’t really do much.
Luckily for us, we didn’t have any financial issues because of that, but imagine something like happened to a person that actually struggles financially?
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Replies
Do you receive council tax reduction ? (universal credit etc).
Thank for replying. The problem is, that they are charging us on top of the regular payments. For example, we pay around £145/month (direct debit - partner's bank) and yet they charged us additional £600 (taken from my account!) for December. It's not to cover any outstanding payments etc., it's literally random. They can't even explain why we are being charged and they couldn't even confirm how they got my bank details, I never paid for council tax using my card or direct debit, it was always on my partner's account.
We have no tax reductions, it's only me and my partner living in this property (no dependants), we both work full time.
Is it even worth raising a complaint or doing anything else that will lead to me getting a reimbursement or is is a complete waste of time?
I'll tell you now that CAB will not be able to add any extra - they're great at dealing with the basic things and negotiating debt payments etc but this is well outside of their area of expertise.
If the payment has been taken and it's not on that council tax account then it has to be going to another account - the councils systems will not take a payment by DD without allocating it to an account, the council tax system's don't allow it.
The only way forward is to make a complaint and start digging for more information.