We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Refund on card I have already paid off

I recently had to cancel a trip and have had the money I paid for the hotel refunded to my card. I paid this card off so now have a surplus c £1000 on it. I don't want to spend it, but I'm aware this balance impacts my credit agreement (sure I read this on here) will they automatically send this to me or do I need to call them to sort it out?

Comments

  • cymruchris
    cymruchris Posts: 5,577 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Give them a ring and they'll transfer it back to your current account. If it was a low balance you could just spend it - but a larger sum - they'll be happier if you take it back....
  • Thanks, if it wasn't much I'd just use spend it but I don't think even in the run up to Christmas I'd get through it so I will give them a call tomorrow!
  • called them this morning - money will be back in my account within 2 days. All good!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.