We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Universal credit-better off working less??
snoopy90
Posts: 1 Newbie
I read on this website that a household income of less than £40k could mean entitled to universal credit and thus 85% off nursery fees. Just looking to see if this is correct.
My partner earns £36k working full time. I earn £14.5k working 3 days/week. We have 2 young children at nursery 3 days/week, costing around £1000 a month after the tax free childcare discount. This leaves us with around £2k after childcare.
I have just used the benefits calculator on this website putting in my partner working just 3 days/week which would be 21.6k salary and me doing my 3 days and it said we would be entitled to universal credit. If we then got 85% off childcare costs we would be better off than if my partner was working full time without the universal credit. Surely this can't be right??
Anyone got any experience with this?
TIA
My partner earns £36k working full time. I earn £14.5k working 3 days/week. We have 2 young children at nursery 3 days/week, costing around £1000 a month after the tax free childcare discount. This leaves us with around £2k after childcare.
I have just used the benefits calculator on this website putting in my partner working just 3 days/week which would be 21.6k salary and me doing my 3 days and it said we would be entitled to universal credit. If we then got 85% off childcare costs we would be better off than if my partner was working full time without the universal credit. Surely this can't be right??
Anyone got any experience with this?
TIA
0
Comments
-
Have you in included the childcare costs in your calculation of UC with your wife working full time? I don’t think it’s a case of being able to claim UC and then being able to claim the childcare element, the childcare element is part of the calculation of UC entitlement.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0
-
Sounds doubtful.
With your combined income, UC is not appropriate.
Look into other childcare payment options. Government has a website Childcarechoices.The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0 -
Would your childcare costs not reduce if your partner was working fewer hours?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards