Thoughts on this?

xlnc99

ahh thanks for that. missed that one. Still begs the question if they can share the info as its a service and a credit agreement is not signed

eskbanker

xlnc99 wrote: »

ahh thanks for that. missed that one. Still begs the question if they can share the info as its a service and a credit agreement is not signed

Fortunately that question was already answered back at post #4, i.e. it's not an arrangement governed by the Consumer Credit Act 1974 and so doesn't necessitate a credit agreement as such in that form....

boo_star

xlnc99 wrote: »

ahh thanks for that. missed that one. Still begs the question if they can share the info as its a service and a credit agreement is not signed

Is there a law stating that a credit agreement must be signed for data to be shared with CRAs?

Or are you privy to the contract between companies and the CRAs that states this?

monetto

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I think that meant on that particular site, not on a totally different website.
But, I suppose, you don't need the permission of the site team to ressurect it here do you?

Those are my thoughts...

phillw

xlnc99 wrote: »

I see, but i believe most services that are offered you are billed in arrears. I believe that is how it works. Its a grey area and now i see why sky and gas and utility bills dont report on your CRA, maybe because they are not allowed too

My water supplier reports to CRA, my current gas & electric company doesn't but some previous one did (british gas & npower). My current landline and mobile provider don't, Virgin & O2 are the only ones that ever did.

I think it's more to do with whether they want to pay to do it, instead of whether they are allowed to.