Evan Halshaw ruined my credit report

9 Posts

Hi,
I saw a car I wanted to finance a few days ago with Evan Halshaw, I had finance already approved at this point and made an online enquiry to take the car for a test drive. I eventually got a call and we discussed the test drive and the salesman went through how I wanted to buy it, I made them aware I had finance approved and went through carfinance247. The guy told me that they could get me cheaper finance than what I was offered because it was in their best interest to do so, I accepted this to be true. 2 days ago I test drove the car and we went back in to the showroom and I was providing my details, I asked the salesman if the enquires they would do would only be soft searches and not hard searches. He left to ask his supervisor and he came back and said that they were and would only last 30 days. Upon checking my report yesterday their has been about 5 hard searches done with Equifax, for Motonova, Vauxhall finance and a few others. On top of this when I got a call from one of the finance companies to discuss my application they made me aware that the dealer had also included various different insurances on top of the finance such as tyre care and another insurance to protect the interior of the car if i ever was to spill anything, none of which I even consented to be added.
Is there anyway I can have those searches removed and is a complaint necessary?
I saw a car I wanted to finance a few days ago with Evan Halshaw, I had finance already approved at this point and made an online enquiry to take the car for a test drive. I eventually got a call and we discussed the test drive and the salesman went through how I wanted to buy it, I made them aware I had finance approved and went through carfinance247. The guy told me that they could get me cheaper finance than what I was offered because it was in their best interest to do so, I accepted this to be true. 2 days ago I test drove the car and we went back in to the showroom and I was providing my details, I asked the salesman if the enquires they would do would only be soft searches and not hard searches. He left to ask his supervisor and he came back and said that they were and would only last 30 days. Upon checking my report yesterday their has been about 5 hard searches done with Equifax, for Motonova, Vauxhall finance and a few others. On top of this when I got a call from one of the finance companies to discuss my application they made me aware that the dealer had also included various different insurances on top of the finance such as tyre care and another insurance to protect the interior of the car if i ever was to spill anything, none of which I even consented to be added.
Is there anyway I can have those searches removed and is a complaint necessary?
0
This discussion has been closed.
Latest MSE News and Guides
Replies
If you didnt consent to the insurance quotes, then write and complain about it, i have literally hundreds of searches on my file, car insurance, home insurance, allsorts of things.
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay for a Debt Management Plan.
For free debt advice, contact either : Stepchange, National Debtline, CitizensAdviceBureaux.
Why else would you have one?