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Delightful December's NSD Challenge!
Comments
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I just stood in the kitchen after getting out the stuff for our slow cooker dinner and thought to myself, good, I don't need anything from the shops today
this is a whole new way of thinking
so that's going to be 6 NSDs here
Nice work borollan!! Enjoy your slow-cooked din-dins :T:AMarch 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
£8+ on Hermes postage on Thursday and £26 yesterday (on a Greggs Gift Voucher for my elderly next door neighbour who looks after our cat - she loves Greggs :rotfl: and a few bits of overseas posting).
So no more NSDs in the bag for me, just yet. But on the plus side, all my Christmas shopping and posting is done. And today, tomorrow and Monday look set to be big fat, enjoyable No Spend Days. Including a FREE meal out with my partner thanks to a handy mystery shopping assignment in a local restaurant.
Enjoy the weekend everyone, whether you are spending it away from the shops. Or in them.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 12/15


bestlifenow 2/7
borollan 6/15

cathybird 8/15

delta13 4/12
Donkids22 1/10
Dottles1 5/8

Fivenations 6/15

Happy Monday 3/10
Honeysucklelou2 5/10

Ivysmom 2/10
MoneysavingmadGem 4/12
Ms W 4/15
Munchin 1/10
Optimistic Saver 10/20


Saver-upper 1/12
scotmumof3 5/12
shopaholicnumber1 7/15

SpekySquarehead 3/12
SSDD23 4/15
Thistimearound 4/12
Vanlady 5/12

Wishus 1/10
:j ALL WELCOME TO JOIN!! :j0 -
I just stood in the kitchen after getting out the stuff for our slow cooker dinner and thought to myself, good, I don't need anything from the shops today
this is a whole new way of thinking
so that's going to be 6 NSDs here
That's fantastic borollan - such a great thing to hear
Well done on NSD number 6
:T:T 0 -
Optimistic_Saver wrote: »£8+ on Hermes postage on Thursday and £26 yesterday (on a Greggs Gift Voucher for my elderly next door neighbour who looks after our cat - she loves Greggs :rotfl: and a few bits of overseas posting).
So no more NSDs in the bag for me, just yet. But on the plus side, all my Christmas shopping and posting is done. And today, tomorrow and Monday look set to be big fat, enjoyable No Spend Days. Including a FREE meal out with my partner thanks to a handy mystery shopping assignment in a local restaurant.
Enjoy the weekend everyone, whether you are spending it away from the shops. Or in them.
Wow that's a really kind thing to do for your neighbour, Optimistic Saver! Even if she does look after your cat. Sounds very organized on the Christmas shopping too. I think mine is pretty much done? It's a good feeling to get it out of the way. Hope the free meal is a good one
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No spending planned for me today so 8/15
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Hi everyone.
Thursday and Friday were spendy days for me, but whoop whoop today and tomorrow will defiantly be NSDs for me.
Yesterday whilst shopping; I made sure we had enough so that we can avoid going shopping for as long as possible.
So that brings me to 5/12 today......can't wait to see my new emoji cathybird:D.0 -
Hi everyone.
Thursday and Friday were spendy days for me, but whoop whoop today and tomorrow will defiantly be NSDs for me.
Yesterday whilst shopping; I made sure we had enough so that we can avoid going shopping for as long as possible.
So that brings me to 5/12 today......can't wait to see my new emoji cathybird:D.
Fantastic effort Vanlady
:T:T :j and a five-day emoji coming right up
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NSD no 12 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
NSD 9/20 today. Yay.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730
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