PayPal Credit

I have paypal credit with a limit of £3,000, only ever used it for small purchases of maybe £250 spread interest free over 4 months. I’m looking to spend £900 at John Lewis for Christmas but been told you can get a longer interest free period with PayPal Credit? Has anyone heard of this please?

Comments

  • secla
    secla Posts: 349 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I purchased a new bike with 12 months interest free but it was set at a specific monthly payment rather than just going onto your account so its guaranteed to be payed off in 12 months !
    Its not offered by all shops though
  • longwalks1
    longwalks1 Posts: 3,821 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks Secia, just done a dummy purchase and put 2 iPads into my basket on John Lewis website and it’s only offering me 4 months 0% interest free so guess will have to settle for that
  • System
    System Posts: 178,286 Community Admin
    10,000 Posts Photogenic Name Dropper
    scan.co.uk are offering 24 month's 0% when using PayPal credit and offer various iPads on their site.

    AGDCFF
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • longwalks1
    longwalks1 Posts: 3,821 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks AGDCFF

    I googled reviews of Scan and they looked quite mixed, wasn’t sure how reliable or genuine they are?
  • System
    System Posts: 178,286 Community Admin
    10,000 Posts Photogenic Name Dropper
    britishboy wrote: »
    Thanks AGDCFF

    I googled reviews of Scan and they looked quite mixed, wasn’t sure how reliable or genuine they are?

    I recently used them to buy a new external back up drive and had no issues and took advantage of the 0%.

    Order arrived next day via DPD - the only downside is they don't offer free delivery.

    AGDCFF
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • britishboy wrote: »
    Thanks AGDCFF

    I googled reviews of Scan and they looked quite mixed, wasn’t sure how reliable or genuine they are?

    I've used Scan in the past to buy expensive PC hardware and I've never had an issue with them.
  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Used Scan numerous times, never an issue.
  • T-G-C
    T-G-C Posts: 591 Forumite
    500 Posts
    PayPal are moving into a model where certain companies are offering 0% on specific terms, but not on a generalized scale. You can still, at this time, benefit from 4 months of interest-free credit on purchases over the value of £99, where available.

    If John Lewis and PayPal do not have an agreement in place for a period of interest-waived credit, then this would not be possible.
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
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