PayPal Credit

edited 30 November -1 at 1:00AM in Credit File & Ratings
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britishboybritishboy Forumite
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edited 30 November -1 at 1:00AM in Credit File & Ratings
I have paypal credit with a limit of £3,000, only ever used it for small purchases of maybe £250 spread interest free over 4 months. I’m looking to spend £900 at John Lewis for Christmas but been told you can get a longer interest free period with PayPal Credit? Has anyone heard of this please?

Replies

  • seclasecla Forumite
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    I purchased a new bike with 12 months interest free but it was set at a specific monthly payment rather than just going onto your account so its guaranteed to be payed off in 12 months !
    Its not offered by all shops though
  • britishboybritishboy Forumite
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    Thanks Secia, just done a dummy purchase and put 2 iPads into my basket on John Lewis website and it’s only offering me 4 months 0% interest free so guess will have to settle for that
  • SystemSystem Forumite
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    scan.co.uk are offering 24 month's 0% when using PayPal credit and offer various iPads on their site.

    AGDCFF
  • britishboybritishboy Forumite
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    Thanks AGDCFF

    I googled reviews of Scan and they looked quite mixed, wasn’t sure how reliable or genuine they are?
  • SystemSystem Forumite
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    britishboy wrote: »
    Thanks AGDCFF

    I googled reviews of Scan and they looked quite mixed, wasn’t sure how reliable or genuine they are?

    I recently used them to buy a new external back up drive and had no issues and took advantage of the 0%.

    Order arrived next day via DPD - the only downside is they don't offer free delivery.

    AGDCFF
  • PRAISETHESUNPRAISETHESUN Forumite
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    britishboy wrote: »
    Thanks AGDCFF

    I googled reviews of Scan and they looked quite mixed, wasn’t sure how reliable or genuine they are?

    I've used Scan in the past to buy expensive PC hardware and I've never had an issue with them.
  • jimbo26jimbo26 Forumite
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    Used Scan numerous times, never an issue.
  • T-G-CT-G-C Forumite
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    PayPal are moving into a model where certain companies are offering 0% on specific terms, but not on a generalized scale. You can still, at this time, benefit from 4 months of interest-free credit on purchases over the value of £99, where available.

    If John Lewis and PayPal do not have an agreement in place for a period of interest-waived credit, then this would not be possible.
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
This discussion has been closed.
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