We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020 Mortgage-Free Wannabes

1…3536384041…183

Comments

  • julicorn
    julicorn Posts: 2,618 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Pursey wrote: »
    Please could I be added again? My target is £6000 and I’ve already overpaid £600.
    Welcome back! You've got #120 this year.
  • Mortgagebuster
    Mortgagebuster Posts: 12 Forumite
    Fifth Anniversary 10 Posts
    julicorn wrote: »
    Sure thing, welcome to the challenge! You've got #118 now :)

    Thank you julicorn
    Mortgage Free
  • Throwaway1
    Throwaway1 Posts: 528 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    #50 here. First OP of the year, £172.64
    MFW - OP 10% each year to clear mortgage in 10 years!
    2019: £16,125/£16,125
    2020: £14,172.64/£14,172.64
    2021: £12,333.62/£12,333.62
    2022: £10,626.55/£10,626.55
    2023: switched tactics to saving in a higher interest rate account than mortgage interest rate
    2024: mortgage neutral!
  • Moneyminded
    Moneyminded Posts: 290 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #110 reporting another OP of £343.65 making my January total £493.65
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • cod3
    cod3 Posts: 805 Forumite
    Part of the Furniture 500 Posts Mortgage-free Glee! Combo Breaker
    #53 with an additional £25 today bringing my January total to £325

    This was an unexpected £25 cashback that came from switching gas and electricity using the Cheap Energy Club from this site. OPing it means I'll save even more :money:

    Thanks Julicorn :)
  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    #52 checking in with another OP of £15.88 :)

    Total for Jan is £890.83

    Thanks Julicorn!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • erin_transport
    erin_transport Posts: 964 Forumite
    Part of the Furniture 500 Posts
    Hi
    #138 checking in for January.
    Grand Total for the month for me is £421. Thanks.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • Pursey
    Pursey Posts: 291 Forumite
    Part of the Furniture 100 Posts
    Hi,

    Thanks for adding me again!
    Please can you add another overpayment of £209.

    Thank you!
  • f0xh0les
    f0xh0les Posts: 7,692 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That's right Julicorn, you are spot on, it was in addition to the first one. Sorry.
    #65 reporting that you have the numbers right.
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Jessy103
    Jessy103 Posts: 2,415 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Everyone!

    No.12 reporting a final overpayment for January of £107.18, taking the total for Jan to £943.63.

    Thanks
    Jess x
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture