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Santander

starM
starM Posts: 1,464 Forumite
Hi,



Anyone know if Santander provides instant decision when applying for there credit card and current accounts?


Thanks

Comments

  • born_again
    born_again Posts: 21,614 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    They did for me. But that was years ago.
    Life in the slow lane
  • In my experience and 2 other people I know, they do not provide an instant decision for credit cards. Current accounts, yes.
  • BlondBoy
    BlondBoy Posts: 186 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 27 November 2019 at 10:59PM
    Not for credit cards. (I applied for one 3 days ago, after being pre-approved a few weeks ago. Even with the pre-approval, I was told I'd get a decision within 1 to 2 working days when I did the full application).
  • candiii
    candiii Posts: 143 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Can't advise for credit card but they didn't with my current account; they got back to me within about 3 days
    Common sense is not common

    Small progress is still progress

    Weight Loss Challenge 2025 - 30.8lbs/73lbs
  • My current account decision was instant. I opened a credit card account a couple of years after opening the current account and I recall I got the email from them within an hour or so.
  • I would suggest it varies from applicant to applicant depending on their previous relationship with Santander, if any - plus credit status.
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