We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Student Bank Account Refusal

Options
Hi
My daughter, who I was 18 at end of August has applied for a student bank account and has been declined.
The normal leaflet was sent re credit reference agencies, but she has never had credit, I assumed student bank accounts would allow for a zero credit history?
Thank you

Comments

  • silvercar
    silvercar Posts: 49,555 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    They also look at other things like being on the electoral role.

    Has she really not had any bank account? Most kids seems to start with a basic account from about 14.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • She has a Halifax bank account, so I have told her to open one there, she is on 5he electoral role at home, which is where she provided proof of address.
    As you say, other things may have influenced it, thanks.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.