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First Time Applying for Credit Card - Help?!
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I like Vanquis more. I used it in my membership.0
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maxximus75 wrote: »If you go with your current bank, although you don't have any history showing with a credit reference agency, as they already have a relationship with you and can see what goes in and out of your current account, your habbits etc. This is called 'internal scoring'. It's worth a shot.
Good luck!
Internal scoring is how any provider will look at a application. Its down to their risk appetite and push for new accounts.
The only reason to check a credit ref is to see if there is anything bad. But things like missed payments show up in banks systems anyway.Life in the slow lane0
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