Next - Did they search my report?
11 Posts

Hello everyone,
I have been doing some shopping (or trying too!) With next tonight. I added some stuff in my basket, worth £50. I clicked on checkout, got asked to sign up for an account (which annoyed me, usually most shopping sites allow you to checkout as guest). I went through the fairly simple questionaire to set up an account, to be told that I was declined for credit, but I could still progress with my order my phoning a phone number.
My next question is, does anybody know if this will appear as a search on my credit file? I DID NOT want credit, I do not want credit, I want to pay for the jacket and jumper I would like to order!
How is this legal for them to do a search on my credit file without my permission? I'm currently trying to save for a mortgage and improve my credit rating as much as possible, so I do not want any searches. Thanks.
I have been doing some shopping (or trying too!) With next tonight. I added some stuff in my basket, worth £50. I clicked on checkout, got asked to sign up for an account (which annoyed me, usually most shopping sites allow you to checkout as guest). I went through the fairly simple questionaire to set up an account, to be told that I was declined for credit, but I could still progress with my order my phoning a phone number.
My next question is, does anybody know if this will appear as a search on my credit file? I DID NOT want credit, I do not want credit, I want to pay for the jacket and jumper I would like to order!
How is this legal for them to do a search on my credit file without my permission? I'm currently trying to save for a mortgage and improve my credit rating as much as possible, so I do not want any searches. Thanks.
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Bought is to buy. Brought is to bring.
You could have paid there and then by debit card.......your mistake.
You still need to register to pay by card but are not applying for credit by registering. I just did it with dummy details and the payment options are very clear.
Don't see the relevance to OP's issue. They were obviously happy to supply the registration info and their argument is that they werr forced into the credit option......which is not accurate.
I went through and it said I had opened an account and got £10 off my shoes with it being my first credit order... so wasn’t too bad a mistake. I paid them off straight away so saved £10
Still have the account as it goes ��!♂️